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  • Posted: Jan 24, 2022
    Deadline: Feb 14, 2022
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    Michael Stevens Consulting is an international Human Resource Development & Management Consulting practice firm, with offices in Lagos, Port-Harcourt and Calabar, as well as in Accra, Ghana. Plans are at advanced stage to open subsidiaries in The Gambia, Sierra-Loan and Liberia. Our Tailored programs afford you the opportunity to customize the trainin...
    Read more about this company

     

    Credit Officer

    Location: Port Harcourt, Rivers

    Job Brief

    • On behalf of our client we are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
    • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
    • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

    Responsibilities

    • Review loan requests.
    • Assess clients’ financial status.
    • Evaluate creditworthiness and risks.
    • Contact clients to gather financial data and documentation.
    • Analyze risks and approve or reject loan requests.
    • Calculate financial ratios (e.g. credit scores and interest rates).
    • Set up payment plans.
    • Maintain updated records of loan applications.
    • Follow up with clients about loan renewals.
    • Monitor progress of existing loans.

    Requirements

    • B.Sc in Banking and Finance, Economics or related field.
    • Minimum of 2 years work experience.
    • Proven work experience as a Credit Officer, Loan Officer or similar role.
    • Hands-on experience with lending procedures and products.
    • Ability to create and process financial spreadsheets.
    • Strong analytical skills.
    • Customer service experience.

    Method of Application

    Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com using the Job Title as the subject of the email.

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