Credit / Marketing Officer at Prosperity Microfinance Bank Nigeria Limited

Job Description

• Market and solicit deposits for the bank
• Continuously market the banks’ products
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility for granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update knowledge on types of loans and other financial services
• Maintain and update account records and credit files
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction
• Operate in compliance with laws and regulations and adhere to lending policies and guidelines

Requirements

• OND, NCE or B.Sc. or its equivalent preferably in the Social Sciences
• A minimum of 3 years post-graduation experience in credit and marketing in the financial service industry
• Proven track record in meeting and exceeding marketing targets
• Exceptional interpersonal skills
• Excellent written and verbal communication skills
• Adequate computer skills – MS Office, Excel, etc.