Jobs at Prosperity Microfinance Bank Nigeria Limited

Job Description

• Market and solicit deposits for the bank
• Continuously market the banks’ products
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility for granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update knowledge on types of loans and other financial services
• Maintain and update account records and credit files
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction
• Operate in compliance with laws and regulations and adhere to lending policies and guidelines

Requirements

• OND, NCE or B.Sc. or its equivalent preferably in the Social Sciences
• A minimum of 3 years post-graduation experience in credit and marketing in the financial service industry
• Proven track record in meeting and exceeding marketing targets
• Exceptional interpersonal skills
• Excellent written and verbal communication skills
• Adequate computer skills – MS Office, Excel, etc.

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Job Description

• Manage and oversee the daily operations of the accounting department including:
  • Month and end-year process
  • Accounts payable/receivable
  • Cash receipts
  • General ledger
  • Payroll and utilities
  • Treasury, budgeting
  • Cash forecasting
  • Revenue and expenditure variance analysis
  • Capital assets reconciliations
  • Cheque processing
  • Fixed asset activity
  • Debt activity
• Monitor and analyze accounting data and produce financial reports or statements
• Establish and enforce proper accounting methods, policies and principles
• Coordinate and complete annual audits
• Provide recommendations
• Improve systems and procedures and initiate corrective actions
• Assign projects and direct staff to ensure compliance and accuracy
• Meet financial accounting objectives
• Establish and maintain fiscal files and records to document transactions.

Job Requirements

• B.Sc. in Accounting or its equivalent
• A minimum of 8 years post-graduation experience while 5 years must be in financial service industry
• Qualified member of the Institute of Chartered Accountants (ICAN) - ACA
• Additional qualification in a business related area will be an advantage
• Proven work experience as Accounting Manager, Accounting Supervisor or Finance Manager
• Computer skills of MS Office, Excel, Accounting Software, etc.
• Proven knowledge of bookkeeping and accounting principles, practices, standards, law and regulation.
• High attention to details and accuracy
• Ability to direct and supervise staff
• Evidence that the candidate possesses proven skills and competences in practical microfinance banking and has undergone the Microfinance Certification programme and obtained a Certificate in Microfinance banking issued by the Chartered Institute of bankers of Nigeria (CIBN).

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Job Description

• Generally oversee the articulation and execution of the bank's marketing strategies, ensuring alignment with the overall corporate strategy, goals and objectives
• Provide guidance, leadership support and direction to the Marketing team
• Build the bank's profile and brand image in the market through sustained campaigns
• Manage the entire credit application process, right from login to disbursement to recovery
• Lead the design and implementation of all marketing strategies to achieve the goals for all the microfinance banking products
• Drive timely and successful development and implementation of the banking product and service ideas which are key to business performance and growth
• Manage quality loan portfolio of the bank
• Co-operate with legal, technical, risk management, loan recovery units to ensure a healthy loan portfolio.

Requirements

• B.Sc. or its equivalent preferably in the Social Sciences
• Additional Qualification in a business related area will be an advantage
• A minimum of 8 years post-graduation credit and marketing experience in a commercial or microfinance bank
• Practical experience in credit appraisal, administration, and control in a financial institution in Nigeria
• Evidence that the candidate possesses proven skills and competences in practical microfinance banking and has undergone the Microfinance Certification programme and obtained a Certificate in Microfinance banking issued by the Chartered Institute of bankers of Nigeria (CIBN)
• Exceptional interpersonal skills
• Excellent written and verbal communication skills
• Adequate computer skills - MS Office, Excel, etc.

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Job Description

• Effectively plan and function as Head, Audit; assigning personnel to specific audit activities and reviewing audit work papers for adequacy of coverage and content to support audit findings
• Develop review and analyze the ongoing effectiveness of all audit programs, recommending changes and improvements as appropriate
• Assist in education and development of staff members
• Conduct and/or assist with special projects; assist independent public accountants or examiners and support other audit personnel; and handle audit questions and inquiries.
• Develop and implement effective audit techniques and procedures and utilize documentation skills which adequately support audit findings within a timely manner
• Evaluate and analyze the effectiveness of more complex procedures and internal controls within the assigned corporate or compliance area, using appropriate audit skills, techniques, and judgment
• In a timely manner, effectively prepare summaries of findings and audit reports and communicate audit findings and recommendations to appropriate audit levels, including executive management and the Audit Committee
• Develop a high level of analytical skills and evaluate the effectiveness of procedures, segregation of duties and internal controls within a corporate area or enterprise wide project
• Perform other duties as assigned.

Requirements

• B.Sc. in Accounting or its equivalent
• A minimum of 8 years post-graduation experience while 5 years must be in financial service industry
• Qualified member of ICAN is preferred
• Additional Qualification in a business related area will be an advantage
• Proven work experience as Accounting Manager, Accounting Supervisor or Finance Manager
• Computer skills of MS Office, Excel, Accounting Software, etc.
• Proven knowledge of booking and accounting principles, practices, standard, law and regulation.
• High attention to details and accuracy
• Ability to direct and supervise
• Thorough knowledge of bank policies, procedures and practices
• Ability to handle confidential and proprietary information
• Ability to identify, analyze and solve complex issues quickly with logic and reasoning
• Ability to work with little or no supervision on audit assignments, determining when to act independently and when to refer situations to superiors
• Ability to work with and relate to superiors, subordinates, associates and customers in a professional manner and to motivate and lead associates to willingly achieve desired results. This would include training other audit team members
• Ability to effectively communicate complex issues to bank management, both orally and in writing, in an accurate well-organized, logical manner to effect action
• Evidence that the candidate possesses proven skills and competences in practical microfinance banking and has undergone the Microfinance Certification programme and obtained a Certificate in Microfinance banking issued by the Chartered Institute of bankers of Nigeria (CIBN).

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Job Description

• Provide HR goals in line with Group objectives
• Identify resource demands and gaps in the organization
• Support other management staff on ways to improve performance
• Develop and implement succession planning strategies
• Manpower sourcing, recruitment and placement
• Learning and development
• Effective payroll administration
• Performance appraisal and management, and career management
• Reward, recognition, retention and exit
• Management problem-solving skills
• Procurement sourcing and stock management
• Any other assigned task.

Requirements

• B.Sc. or its equivalent preferably in the Social Sciences
• Additional qualification/certification in human resources or personnel management will be an advantage
• Adequate understanding of labour laws and regulations
• A minimum of 8 years post-graduation practical experience in human resources and administration while 5 years must be in financial service industry
• Evidence that the candidate possesses proven skills and competences in practical microfinance banking and has undergone the Microfinance Certification programme and obtained a Certificate in Microfinance banking issued by the Chartered Institute of bankers of Nigeria (CIBN)
• Exceptional interpersonal skills
• Excellent written and verbal communication skills
• Adequate computer skills - MS Office, Excel, etc.