Branch Manager at Jubilee Life Mortgage Bank

Responsibilities:

• Drive the performance of the Branch in line with the targets set by the group.
• Generate a deposit liability budget as directed by the group.
• Generate a risk asset budget as directed by the group.
• Generate a Profit After Tax PAT/PBT Profit Before Tax Budget as directed by the group.
• Initiate and coordinate the development of the Branch’s strategies and marketing plans.
• Prepare and implement plans for growing client base.
• Identify new business opportunities and high value relationships for conversion to the bank’s customer base.
• Provide marketing support by the way of joint calls with team members to ensure relationships are deepened and where there are knowledge gaps, take charge by showing them the way marketing is done.
• Network with all potential clients in own locality to increase customer base.
• Manage and deepen relationships with existing and prospective customers.
• Develop and manage a high level of customer relationship management standard at the branch.
• Ensure zero tolerance for inactive /dormant accounts.
• Ensure effective relationship management with new and existing customers to improve deposit liability growth and mix.
• Appraise risk assets and monitor their disbursement.
• Ensure efficient service and maintenance of relationships with customers.
• Manage all staff in the Branch to achieve increased value creation, volume of business , and enhanced profitability for the bank. 
• Create and sustain a team culture that encourages others to provide the quality of service essential to high performance.
• Ensure the branch operating cost is within approved budget.

Requirements:

• First degree in any discipline.
• A post-graduate degree is an added advantage.
• Professional qualifications includes but are not limited to the following: ACA, ACCA, CIBN, CFA, etc. are also added advantages.
• Knowledge of a Mortgage Bank’s operations/services/products
• Knowledge of Mortgage Bank’s policies and procedures.
• Knowledge of a Mortgage Bank’s sales/marketing strategy and policy.
• Knowledge of financial service channels.
• Knowledge of financial instruments.

Skills:

• Deal structuring skills.
• Financial & business advisory skills
• Business development/sales skills.
• Strategic/Business/sales planning skills.
• Analytical, organizing and presentation skills
• Adaptability/Flexibility
• Assertive, Attentive to detail, Customer focus, Confident
• Building Effective Teams
• Conflict Management and Entrepreneurship
• Influencing and interpersonal Skills
• Managing Vision & Purpose
• Motivating Others
• Multi-tasking, Negotiating, Networking (Socially astute) and Managing Relationships
• Oral and Written Communication