Junior Relationship Manager (SME / Business Banking / Business Development / Investment / Credit Analyst) at CA Global

Job Description

• The key purpose is to create a sustainable impact through serving entrepreneurs in the SME sector with risk capital and business support.
• Helping them realise their full business potential and achieve long- term success.
• The investment manager delivers tangible value to the SME clients and by doing so, achieves financial and impact returns on his / her transactions.

Note: The successful candidate will have a good track record or expert experience analysing credit / financial statements and bringing on board new business.
 
Responsibilities

• Identify, develop and maintain deal referral networks
• Measure and report on the effectiveness of such networks
• Analyse and thoroughly verify and cross reference key assumptions underpinning the business plan
• Build the financial model and conduct a proper risk assessment
• Structure viable transactions in line with the investment and pricing policy and product parameters.
• Draft high quality, focused and concise screening and finance reports that allow for efficient decision making within agreed time frames
• Restructure transactions that are viable and hand over those that are no longer viable
• Manage collateral and insurance policies
• Collect and record impact data and ensure data integrity, in line with the impact data strategy and policy
• Track performance of portfolio companies against the business financial plan. Identify any negative trends and deviations from the client’s operational and financial plan
• Keep abreast of all government legislations and regulatory requirements which may affect the operations of the portfolio companies
• Support the client in developing and implementing a robust business plan, financial plan and risk assessment and mitigation plan
• Conduct full credit appraisal process

Requirements
Qualification and Skill:

• Extensive experience bringing on board new business / clients / funds
• Previous experience in a credit analyst position
• No less than 1/2 years Investment or finance experience in SME investment and demonstrated track record in investing or financing SMEs
• Advanced degree required
• MBA is preferred, as well as CFA or ACCA
• Excellent financial and analytical skills i.e. credit analysis, financial statements etc. This will be tested
• Written and spoken fluency in English essential
• Must currently reside in Port Harcourt
• Must have experience conducting a full credit appraisal process - extensive credit knowledge required.