Credit Specialist at Dlight Capital Ltd

Officer evaluates and authorizes the approval of personal, business, or mortgage loan applications. They act as the primary liaison between borrowers and financial institutions, helping clients navigate the application process while ensuring the lender's risk and compliance guidelines are met.

Key Responsibilities

• Client Consultation: Meet with prospective borrowers to identify financial needs and explain different loan products and terms.
• Financial Analysis: Evaluate creditworthiness by analyzing income, credit reports, and financial statements.
• Loan Structuring: Determine eligible loan amounts, calculate interest rates, and establish payment schedules.
• Documentation: Verify the accuracy of application materials, prepare loan contracts, and securely manage loan files.
• Pipeline Management: Track active loan files from the initial application through underwriting and final closing.
• Compliance: Ensure all lending activities strictly adhere to relevant financial regulations, such as CBN guidelines or regional banking laws