Job Roles at Oxygen X

The position

• The Underwriter for SME lending will be responsible for evaluating loan applications from SMEs, Personal Loans and determining the risk associated with each proposal. You will analyze financial data, assess applicants’ creditworthiness, and make informed recommendations to ensure sound lending decisions.

In this role, you will

• Analyze loan applications and supporting documentation to determine eligibility and compliance with company policies and regulatory requirements.
• Evaluate applicants’ financial histories, credit reports, and collateral to assess risk levels and make informed underwriting decisions.
• Approve or deny loan applications based on thorough analysis and risk assessment. Recommend alternative financing solutions where appropriate.
• Work closely with loan officers, credit analysts, and other stakeholders to gather necessary information and clarify any issues related to applications.
• Prepare and maintain detailed documentation of underwriting decisions, including rationale and any conditions for approval.
• Stay updated on market trends, economic conditions, and regulatory changes that may impact underwriting policies and procedures.
• Communicate effectively with applicants regarding underwriting decisions, required documentation, and any follow-up actions needed.

We are looking for people with

• Bachelor’s degree in finance, Economics, Business Administration, or a related field; relevant certifications (e.g., CIB, ACIB) are a plus.
• 3+ years of experience in underwriting SMEs or credit analysis within the banking or financial services sector in Nigeria.
• Strong analytical skills with proficiency in evaluating financial statements and credit reports.
• Excellent communication and interpersonal skills, with the ability to work collaboratively in a team environment.
• Knowledge of relevant regulations and compliance standards in the Nigerian banking sector.
• Attention to detail and strong organizational skills.

go to method of application »

The position

• The Content Strategist will report to the Head of Marketing and have overall responsibility for enhancing brand visibility, engagement, and overall communication effectiveness through thoughtful content planning and execution.

In this role, you will

• Work with the Head of Marketing and Brand Manager to build a comprehensive content calendar aligned with target audience and business goals.
• Work with the customer experience team to analyze audience behavior and preferences and create tailored content that resonates with the audience.
• Maintain brand consistency by sticking to established guidelines for tone, style, and messaging across all content channels.
• Monitor content performance by using analytics tools to track reach and engagement, gather insights, and refine content based on data-driven decisions, adapting to market trends and audience behaviors.

We are looking for people with

• 1 – 3 years of experience in Community Management, Social Media Management, and/or Copywriting.
• A Bachelors’ degree from an accredited university
• Experience working in fintech or any consumer-focused business
• Proven experience as a copywriter, content creator, and/or influencer
• High-energy, creative thinking and a demonstrated history of driving results
• High level of attention to detail
• A Collaborative mindset, excellent communication and presentation skills