FairMoney is a digital platform in Nigeria that allows you access instant loans in a few minutes through our android app.
Read more about this company
Key Responsibilities
Loan Officer Supervision:
- Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence
- Ensure that individual loan officers on team meet monthly disbursement objectives
- Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level
- Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected
- Conduct pre-disbursement field visits with loan officers on team
- Monitor daily repayment
- Support loan officers with loan recovery, client acquisition
- Approving loans when approval authorities are granted
- Assessing periodically the performance of his/her team member for decision making
- Support the area manager or the state manager in building a good working environment
- Represent the institution towards active and potential partners with dignity and pride
Training:
- Provide regular training for loan officers on team
- Coach and mentor loan officers
Reporting:
- Prepare daily reports on individual loan officer performance
- Other tasks as assigned
Requirements
- HND/Bachelor's Degree in Sales and Marketing or related fields
- A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management
- Ability to motivate a team of Sales Managers for performance
- Extremely flexible, result-oriented, and hardworking with a strong track record of success
- Ability to self-motivate and manage self
- Good communication and interpersonal skills
- High level of integrity
- Dynamic and motivated and individuals who like to work outdoors
- Target Driven.
go to method of application »
Key Responsibilities
Regional Business & Merchant Lending Leadership (Primary Focus):
- Own and deliver state-wide merchant and SME lending targets, including loan volume, value, yield, and portfolio growth
- Define and execute regional lending strategies aligned with company-wide growth and risk objectives
- Drive large-scale loan origination across priority merchant sectors such as Health & Beauty, Electronics, Auto Parts, pharmacies, FMCG distributors, Hospitality, Retail chains and others
- Maintain oversight of portfolio performance, ensuring strong repayment behavior, controlled delinquency, and sustainable growth
- Provide strategic direction on ticket sizing, sector focus, and risk appetite based on regional market dynamics
- Leadership, People & Performance Management Lead and manage Relationship Managers, Senior Relationship Managers, and field sales teams across the state
- Set clear performance expectations and ensure consistent achievement of lending, revenue, and transaction KPIs
- Build a strong sales and portfolio management culture focused on loan book quality, accountability, and execution excellence
- Coach and develop team leads to improve loan sales effectiveness, portfolio discipline, and merchant engagement.
Strategic Merchant Relationships & Partnerships:
- Own and manage strategic, high-value, and enterprise merchant relationships within the region
- Use senior-level engagement to unlock large-ticket lending opportunities, repeat borrowing cycles, and long-term partnerships
- Represent the company in key external engagements, partnerships, and stakeholder interactions within the state
Offline Payment Acquiring:
- Ensure strong adoption and usage of offline payment solutions (POS) across lending merchants to drive transaction visibility
- Leverage transaction data to improve credit decision, monitoring, and early risk detection
- Oversee merchant activity trends and ensure proactive intervention where transaction declines pose credit risk
Risk, Governance & Market Intelligence:
- Ensure compliance with internal credit policies, regulatory guidelines, and risk frameworks
- Work closely with Credit, Risk, and Collections teams to proactively manage portfolio health
- Monitor competitor activity, market trends, and sector risks, providing insights to senior leadership
- Escalate early warning signals and drive corrective actions to protect the loan book
Requirements
- Bachelor's degree in Finance, Business Administration, Economics, or a related discipline
- 10 - 15 years of experience in business/merchant lending, SME banking, or fintech credit, with regional leadership exposure within a commercial bank
- Proven track record of scaling large loan books while maintaining strong portfolio quality
- Strong understanding of cash flow-based lending, credit risk management, and portfolio optimization
- Demonstrated experience leading multi-layered commercial teams
- Strong commercial judgment, strategic thinking, and execution capability
- Excellent stakeholder management, negotiation, and leadership skills
- Highly performance-driven with a strong ownership mindset.
go to method of application »
Description
- FairMoney is at the forefront of revolutionizing banking in emerging markets with our credit-led mobile banking platform. Our primary operations began in Nigeria, where we have made significant strides since our inception in 2017, raising nearly €50 million.
- The Finance department at FairMoney is a key component in this mission to provide banking services to all consumers across emerging markets. Finance drives the reporting, the strategic analysis, and the financial operations to make FairMoney's mission possible. We are currently looking for a senior accountant:
Key Responsibilities
Monthly Management Reporting
- Post journal entries and reconcile the general ledger for the accountant
- Prepare relevant schedules supporting the items on the financial statement
- Investigate and explain variances
Taxation:
- Ensure PAYE, Pension, WHT, and VAT are appropriately deducted and remitted
- Ensure annual and monthly filings are done on or before due dates
Finance Operation:
- Carry out cash planning to ensure that expenses and obligations are met as needed
- Ensure excess cash is passed to the Treasurer for investment
Year-End Close / Statutory Audits:
- Support year-end close and annual statutory audit
Requirements
- Bachelor's Degree in Accounting or a related discipline
- 5 years of experience in the audit or financial service industry
- Professional accounting certification (ACCA or ICAN)
- Advanced Microsoft Excel Skills
- Effective team player with a positive attitude
- Proven ability to work with little supervision.
go to method of application »
Roles and Responsibilities
- S/he will be responsible for driving the Merchant Acquiring business across various merchant sectors (Supermarkets, Pharmacies, Filling Stations, Eateries & Restaurants, Lounges & Bars, and Hotels) within the region and developing strategies to increase sales revenue
- Develop plans and strategic initiatives to grow the Merchant Acquisition business and achieve the company's sales goals
- Manage and lead the Merchant Acquisition team within the region to deliver profitable growth
- Daily, weekly, and monthly monitoring of the KPIs of the Merchant team within the assigned region is required, ensuring all targets are consistently met and exceeded
- Drive the KAMs (Key Account Managers) to ensure they meet all KPIs for their respective teams
- Meet target quotas for the region's set KPIs, including transaction value, volume, and revenue
- Monitor market trends and provide regular competitor feedback to the Merchant Acquisition Manager
- Have Strong understanding of the company's products and services is essential, with the ability to advise others effectively
- Follow up with merchants, ensuring both active and inactive merchants are visited. Where necessary, they will facilitate the retrieval of POS terminals from inactive business partners within the region
Requirements
- Bachelor's Degree in Sales and Marketing or related fields
- A minimum of 6 to 8 years of experience in the Merchant business
- Must have an Android phone
- Proven experience managing a high-performance sales team
- Ability to motivate a team of Sales Managers for performance
- Extremely flexible, result-oriented, and hardworking with a strong track record of success.
- Ability to self-motivate and manage self
- Good communication and interpersonal skills
- Customer orientation and ability to adapt/respond to different characters.
go to method of application »
Job Description
- As the State Head (Aggregator Network), you are the CEO of the region, responsible for regional performance and the individual state under your purview.
- You must be self-driven, result-oriented and most importantly - An A player.
- You are primarily responsible for shaping and driving your region's growth strategy to correctly position it within the landscape in Nigeria by working with the Head of Retail Banking in cementing the FairMoney strategy of becoming the largest neobank in Nigeria.
Roles and Responsibilities
- Source for new clients and expand client network in the retail marketplace (Agents and consumers)
- Develop and maintain market dominance by ensuring acquisition, retention and month-on-month growth in acquisition and loan conversion in the market segment
- Drive corporate strategy in Schools, Markets, Partnerships with OFIs/Super Agents/ Aggregators and the Agricultural value chain
- Sign up and maintain a relationship with value chain actors
- Monitor regional performance, staff and consumer behavior and provide market intelligence to the team
- Proper Branding and training of Agents/Consumers and partners
- Comply with rules, regulations and legislation governing the financial services industry
- Motivate, mentor and supervise regional staff for the delivery of FairMoney's corporate objective
- Consistently deliver monthly OKR
- Any other responsibility as may be assigned by the Head of Retail Banking
Requirements
- A Bachelor's Degree in any relevant discipline
- A minimum of 6 - 8 years of experience in the Agency Banking business
- Must have an Android phone
- Proven experience managing a high-performance sales team
- Ability to motivate a team of Sales Managers for performance
- Extremely flexible, result-oriented, hardworking, with a strong track record of success
- Ability to self-motivate and manage oneself
- Good communication and interpersonal skills
- Customer orientation and the ability to adapt/respond to different characters.
go to method of application »
Key Responsibilities
Regional Business & Merchant Lending Leadership (Primary Focus):
- Own and deliver state-wide merchant and SME lending targets, including loan volume, value, yield, and portfolio growth.
- Define and execute regional lending strategies aligned with company-wide growth and risk objectives.
- Drive large-scale loan origination across priority merchant sectors such as Health & Beauty, Electronics, Auto Parts, pharmacies, FMCG distributors, Hospitality, Retail chains and others.
- Maintain oversight of portfolio performance, ensuring strong repayment behavior, controlled delinquency, and sustainable growth.
- Provide strategic direction on ticket sizing, sector focus, and risk appetite based on regional market dynamics.
- Leadership, People & Performance Management Lead and manage Relationship Managers, Senior Relationship Managers, and field sales teams across the state.
- Set clear performance expectations and ensure consistent achievement of lending, revenue, and transaction KPIs.
- Build a strong sales and portfolio management culture focused on loan book quality, accountability, and execution excellence.
- Coach and develop team leads to improve loan sales effectiveness, portfolio discipline, and merchant engagement.
Strategic Merchant Relationships & Partnerships:
- Own and manage strategic, high-value, and enterprise merchant relationships within the region.
- Use senior-level engagement to unlock large-ticket lending opportunities, repeat borrowing cycles, and long-term partnerships.
- Represent the company in key external engagements, partnerships, and stakeholder interactions within the state.
Offline Payment Acquiring:
- Ensure strong adoption and usage of offline payment solutions (POS) across lending merchants to drive transaction visibility.
- Leverage transaction data to improve credit decision, monitoring, and early risk detection.
- Oversee merchant activity trends and ensure proactive intervention where transaction declines pose credit risk.
Risk, Governance & Market Intelligence:
- Ensure compliance with internal credit policies, regulatory guidelines, and risk frameworks.
- Work closely with Credit, Risk, and Collections teams to proactively manage portfolio health.
- Monitor competitor activity, market trends, and sector risks, providing insights to senior leadership.
- Escalate early warning signals and drive corrective actions to protect the loan book.
Requirements
- Bachelor’s Degree in Finance, Business Administration, Economics, or a related discipline.
- 10 - 15 years of experience in business/merchant lending, SME banking, or fintech credit, with regional leadership exposure within a commercial bank
- Proven track record of scaling large loan books while maintaining strong portfolio quality.
- Strong understanding of cash flow-based lending, credit risk management, and portfolio optimization.
- Demonstrated experience leading multi-layered commercial teams.
- Strong commercial judgment, strategic thinking, and execution capability.
- Excellent stakeholder management, negotiation, and leadership skills.
- Highly performance-driven with a strong ownership mindset.
go to method of application »
Key Responsibilities
Regional Business & Merchant Lending Leadership (Primary Focus):
- Own and deliver state-wide merchant and SME lending targets, including loan volume, value, yield, and portfolio growth.
- Define and execute regional lending strategies aligned with company-wide growth and risk objectives.
- Drive large-scale loan origination across priority merchant sectors such as Health & Beauty, Electronics, Auto Parts, pharmacies, FMCG distributors, Hospitality, Retail chains and others.
- Maintain oversight of portfolio performance, ensuring strong repayment behavior, controlled delinquency, and sustainable growth.
- Provide strategic direction on ticket sizing, sector focus, and risk appetite based on regional market dynamics.
- Leadership, People & Performance Management Lead and manage Relationship Managers, Senior Relationship Managers, and field sales teams across the state.
- Set clear performance expectations and ensure consistent achievement of lending, revenue, and transaction KPIs.
- Build a strong sales and portfolio management culture focused on loan book quality, accountability, and execution excellence.
- Coach and develop team leads to improve loan sales effectiveness, portfolio discipline, and merchant engagement.
Strategic Merchant Relationships & Partnerships:
- Own and manage strategic, high-value, and enterprise merchant relationships within the region.
- Use senior-level engagement to unlock large-ticket lending opportunities, repeat borrowing cycles, and long-term partnerships.
- Represent the company in key external engagements, partnerships, and stakeholder interactions within the state.
Offline Payment Acquiring:
- Ensure strong adoption and usage of offline payment solutions (POS) across lending merchants to drive transaction visibility.
- Leverage transaction data to improve credit decision, monitoring, and early risk detection.
- Oversee merchant activity trends and ensure proactive intervention where transaction declines pose credit risk.
Risk, Governance & Market Intelligence:
- Ensure compliance with internal credit policies, regulatory guidelines, and risk frameworks.
- Work closely with Credit, Risk, and Collections teams to proactively manage portfolio health.
- Monitor competitor activity, market trends, and sector risks, providing insights to senior leadership.
- Escalate early warning signals and drive corrective actions to protect the loan book.
Requirements
- Bachelor’s Degree in Finance, Business Administration, Economics, or a related discipline.
- 10 - 15 years of experience in business/merchant lending, SME banking, or fintech credit, with regional leadership exposure within a commercial bank
- Proven track record of scaling large loan books while maintaining strong portfolio quality.
- Strong understanding of cash flow-based lending, credit risk management, and portfolio optimization.
- Demonstrated experience leading multi-layered commercial teams.
- Strong commercial judgment, strategic thinking, and execution capability.
- Excellent stakeholder management, negotiation, and leadership skills.
- Highly performance-driven with a strong ownership mindset.
go to method of application »
About This Role
- The Internal Control Lead will be responsible for ensuring a strong internal control environment through the development of internal policies and procedures, ensuring their implementation and monitoring compliance by all employees.
- The position will work to foster standardization and consistency across of business processes and internal controls.
Roles and Responsibilities
- Continuous transaction Monitoring: Conducting daily, weekly, or periodic reviews of transactions, branch activities, and operations to identify lapses
- Risk Assessment: Identifying and mapping risks related to operations, technology, or non-compliance to prevent fraud and financial loss
- Regulatory & Policy Compliance: Ensuring all operations adhere to local regulations (AML/CFT), internal policies, and central bank directives
- Transaction Spot Checks: Performing independent spot checks on transactions, specifically focusing on posting and GL movements, and electronic channels like Cards, ATMs or POS systems
- Process Improvement & Reporting: Preparing detailed reports on control gaps, recommending remedial actions, and following up with management to ensure defects are corrected
- Asset safeguard: Physical review of bank's assets from time to time
Requirements
- Minimum of Bachelor's Degree
- At least 7 years banking experience in internal control or similar position
- Master's degree in accounting, economics or Finance preferred.
- Professional Accounting Certification (ICAN, ACCA) preferred
- Proficient in Microsoft Office Suite, including Excel, Word, and PowerPoint
- High ethical standards and professionalism, with the ability to handle confidential information sensitively and discretely
- Ability to work independently and collaboratively as part of a team, with a proactive approach to identifying and addressing control weaknesses.
go to method of application »
About This Role
- As an Internal Audit Officer, you will play a critical role in supporting the internal audit function, ensuring the organization's operational and financial processes align with established standards and best practices.
- You will work closely with the Head of Internal Audit to assess risks, enhance controls, and provide valuable insights for decision-making.
Key Responsibilities
- Develop detailed audit work programs and comprehensive audit planning memoranda for each audit engagement
- Perform audit tests of key operational and financial processes, ensuring compliance with professional standards and methodology
- Prepare and maintain accurate working papers in alignment with established audit standards
- Prepare and present accurate internal audit reports for review by the Head of Internal Audit
- Conduct prepayment checks on transactions to ensure value for money on all transactions and contracts
- Update the audit tracker based on feedback obtained from process owners
- Assist the Head of Internal Audit in the development of the Annual Audit Plan
- Provide support to the Head of Internal Audit in preparing presentations and reports for the Board
- Stay updated on emerging trends and developments in auditing practices, integrating best practices into audit processes
- Perform additional tasks and responsibilities as assigned by the Head of Internal Audit
Requirements
- Bachelor's Degree in Accounting, Finance, or a related numerate discipline
- ACA, ACCA, CIA, or CISA certification is required
- Minimum of 3 years in internal audit, with at least 1 year in the financial services sector.
- Proven experience in auditing, with a strong understanding of audit methodologies and risk management practices
- Knowledge of internal control frameworks (e.g., COSO)
- Exceptional communication skills, analytical and problem-solving abilities to identify and resolve issues effectively
- Proficient in Microsoft Office Suite, including Excel, Word, and PowerPoint
- High ethical standards and professionalism, with the ability to handle confidential information sensitively and discretely
- Ability to work independently and collaboratively as part of a team, with a proactive approach to identifying and addressing control weaknesses.
Method of Application
Use the link(s) below to apply on company website.
Build your CV for free. Download in different templates.
Gmail
Yahoomail