Latest Jobs at VendorCredit

Role Overview

• A Business Development Officer – Risk Assets (Platforms/Business) is responsible for driving growth in risk asset portfolios through strategic partnerships and innovative platforms. The role entails identifying, evaluating, and onboarding viable business opportunities while ensuring alignment with the company’s risk appetite and financial objectives.

Key Responsibilities:

Business Development and Strategy

• Develop and implement strategies to grow the business portfolio through partnerships, platforms, and direct client engagements.
• Identify and evaluate new business opportunities in line with the company’s framework and growth objectives.
• Build strong relationships with key stakeholders, including platform partners, business owners, and financial institutions.
• Develop innovative solutions to expand access to credit for businesses and individuals through digital and traditional channels.

Risk Asset Management

• Assess potential partnerships and business opportunities to ensure compliance with policies.
• Conduct financial and risk analysis to determine the viability of asset-based lending proposals.
• Monitor the performance of risk assets, identifying and mitigating potential risks proactively.
• Collaborate with the credit team to develop customized financing structures tailored to vendor needs.

Stakeholder Engagement and Negotiation

• Negotiate terms with partners and vendors to maximize value for the company while mitigating risks.
• Serve as the liaison between the company and platform partners, ensuring seamless integration and collaboration.
• Maintain strong communication channels with clients, providing updates and resolving queries.

Reporting and Performance Tracking

• Prepare detailed reports on portfolio performance, risk exposure, and revenue generated from risk assets.
• Track and analyze key performance indicators (KPIs) related to asset growth and portfolio health.
• Provide insights and recommendations to management based on performance trends and market opportunities.

Market Research and Trend Analysis

• Conduct in-depth market research to identify emerging trends, competitive landscapes, and potential growth areas.
• Stay updated on regulatory developments affecting risk asset management and lending practices.

Team Collaboration

• Work closely with the credit, risk, and compliance teams to ensure adherence to lending policies and guidelines.
• Support cross-functional projects aimed at improving operational efficiency and service delivery.

Qualifications

Educational Requirements

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.

Experience

• 3–5 years of experience in business development, credit analysis, or risk asset management, preferably within financial services or fintech.
• Proven track record of successfully growing and managing risk asset portfolios.

Key Skills

• Strong understanding of credit risk assessment and asset-based lending principles.
• Excellent negotiation and stakeholder management skills.
• Analytical mindset with the ability to interpret financial data and market trends.
• Proficiency in MS Office Suite and familiarity with CRM tools.
• Effective communication and presentation skills.

Preferred Attributes

• Goal-oriented with a focus on achieving measurable results.
• Ability to thrive in a fast-paced, dynamic environment.
• Entrepreneurial mindset with a proactive approach to problem-solving.
• Key Performance Indicators (KPIs)
• Growth in risk asset portfolio size.
• Loan repayment rates and portfolio quality metrics.
• Revenue generated from new and existing risk asset products.
• Number and value of partnerships established.
• Compliance with regulatory and internal credit risk guidelines.

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Role Overview

• The Business Development Manager – Risk Assets (Platforms/Business) is responsible for leading the strategy, acquisition, and management of risk asset portfolios through innovative platforms and business partnerships. This role focuses on scaling the company’s lending operations, mitigating risks, and driving revenue growth while aligning with organizational objective

Key Responsibilities

Strategic Planning and Execution

• Develop and execute a comprehensive strategy for growing risk asset portfolios through partnerships, platform integrations, and direct business engagements.
• Identify and prioritize market opportunities that align with the company’s financial goals.
• Collaborate with senior management to set targets and ensure alignment with overall business objectives.

Risk Asset Portfolio Management

• Oversee the evaluation, approval, and onboarding of partnerships that drive the growth of risk assets.
• Ensure all credit opportunities meet the organization’s risk management policies and compliance standards.
• Monitor and manage the performance of risk asset portfolios, ensuring portfolio health and profitability.

Stakeholder Management and Negotiation

• Build and nurture relationships with strategic partners, business clients, and financial institutions to secure profitable opportunities.
• Negotiate terms and agreements with partners and clients, balancing risk and return.
• Serve as the primary contact for platform partners, ensuring effective communication and collaboration.

Team Leadership and Collaboration

• Lead and mentor a team of Business Development Officers to achieve departmental goals.
• Coordinate with cross-functional teams, including credit, risk, compliance, and operations, to ensure seamless execution of business initiatives.
• Provide training and development opportunities to enhance the team’s capabilities in managing risk assets.

Market Analysis and Research

• Conduct market research to identify emerging trends, competitive landscapes, and growth opportunities.
• Analyze data to inform decision-making and adjust strategies in response to market conditions.
• Stay updated on regulatory developments and their impact on risk asset management and lending practices.
• Reporting and Performance Metrics
• Monitor and report on key performance indicators (KPIs), including portfolio growth, asset quality, and revenue contributions.
• Provide detailed performance analyses and insights to senior management, highlighting opportunities and areas for improvement.
• Develop forecasts and projections to support business planning and risk mitigation strategies

Qualifications

Educational Requirements

• Bachelor’s degree in Finance, Business Administration, Economics, or related fields.
• MBA or professional certifications (e.g., CFA, ACCA, or similar) are highly preferred.

Experience

• Minimum of 5–8 years of experience in business development, credit risk management, or related fields within financial services or fintech.
• Proven track record of successfully managing and scaling risk asset portfolios.

Key Skills

• Deep understanding of credit risk assessment, asset-based lending, and financial products.
• Strong leadership and team management skills.
• Excellent negotiation, communication, and stakeholder management abilities.
• Analytical and problem-solving skills with a focus on data-driven decision-making.
• Proficiency in CRM and financial analysis tools.

Preferred Attributes

• Strategic thinker with the ability to innovate and adapt to dynamic market conditions.
• Goal-oriented with a commitment to achieving measurable results.
• Knowledge of regulatory frameworks governing lending and risk management in financial services.

Key Performance Indicators (KPIs)

• Growth and profitability of risk asset portfolios.
• Loan repayment and portfolio quality metrics.
• Number and value of strategic partnerships and platforms integrated.
• Achievement of revenue and business development targets.
• Team performance and contribution to overall business goals

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Role Overview

• We are hiring a Quality Control Tester to support our product team through rigorous testing and validation.

Qualifications

• Bachelor’s degree in computer science, Engineering, or related field
• Minimum of 3 years’ experience in QA or software testing
• Strong understanding of test case design, defect tracking, and regression testing
• Experience working in Agile/Scrum teams

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Role Overview

• We are recruiting a Customer Fulfilment Officer to ensure smooth service delivery and effective resolution of customer requests.

Qualifications

• Bachelor’s degree in mass communication or related field
• 1-3 years’ experience in customer service, operations, or fulfilment
• Strong understanding of customer lifecycle management and service coordination
• Excellent communication, follow-up, and problem-solving skills

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Role Overview

• We are looking for a Credit Analyst who will be responsible for evaluating creditworthiness and supporting sound lending decisions.

Qualifications

• Bachelor’s degree in finance, Economics, Accounting, or related discipline
• 1-3 years’ experience in credit analysis or underwriting
• Proficiency in financial statement analysis, risk assessment, and cash-flow evaluation
• Strong analytical and documentation skills

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Role Overview

• We are looking for a Backend Engineer who can build secure, reliable, and scalable backend systems for our fintech platforms.

Qualifications

• Bachelor’s degree in computer science, Engineering, or similar field
• Minimum of 5 years’ backend development experience
• Proficiency in Python, Node.js, Java, or Go
• Strong understanding of cloud computing, microservices, SQL/NoSQL databases, and security protocols