Jobs at Norrenberger Financial Group

The Credit Risk Officer is responsible for identifying, assessing, monitoring, and mitigating credit risk arising from the bank’s lending activities. The role ensures that all credit decisions align with the bank’s risk appetite, regulatory requirements, and internal credit policies.

Job Details

• Review and analyze loan applications to assess borrowers’ creditworthiness.
• Conduct credit risk assessments, including analysis of financial statements, bank statements, cash flows, and repayment capacity.
• Ensure compliance with approved credit policies, procedures, and regulatory guidelines.
• Monitor loan portfolio performance and flag early warning signs of potential default.
• Prepare credit appraisal, risk assessment, and monitoring reports for management review.
• Participate in loan review meetings and provide risk-based recommendations.
• Track delinquent accounts and support recovery efforts by providing risk insights.
• Maintain accurate credit risk records and documentation.
• Support periodic stress testing, portfolio reviews, and risk reporting.
• Liaise with internal stakeholders to strengthen credit risk controls.

QUALIFICATIONS & EXPERIENCE

• Bachelor’s degree in Finance, Accounting, Economics, Banking, or a related field.
• Minimum of 2–4 years’ experience in credit analysis, risk management, or lending within a microfinance bank or financial institution.
• Professional certifications (e.g., ACA, ACCA, ICAN, CRM) are an added advantage.

SKILLS AND COMPETENCIES

• Strong credit analysis and financial assessment skills.
• Good understanding of microfinance products and credit risk management principles.
• Knowledge of regulatory requirements for microfinance banks.
• High attention to detail and strong analytical thinking.
• Proficiency in Microsoft Excel and report writing.
• Strong communication and stakeholder management skills.
• High level of integrity and sound judgment.

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As Group Internal Control Manager, you will be responsible for strengthening the Group’s internal control environment and supporting the identification, assessment, monitoring, and mitigation of operational, financial, regulatory, and enterprise risks across all subsidiaries. The role ensures adherence to internal policies, regulatory requirements, and best practices while promoting a strong risk-aware culture across the Group.

Job Details

Internal Control

• Design, implement, and continuously improve internal control frameworks across all business units and subsidiaries.
• Conduct periodic internal control reviews and operational audits to assess effectiveness and compliance with approved policies and procedures.
• Identify control gaps, process weaknesses, and inefficiencies; recommend practical corrective actions and monitor remediation.
• Review financial and operational processes to ensure accuracy, completeness, and integrity of records.
• Support management in embedding controls within business processes, products, and new initiatives.
• Prepare detailed internal control reports and dashboards for senior management and relevant committees.

Risk Management

• Support the identification, assessment, and documentation of operational, financial, regulatory, and enterprise risks across the Group.
• Maintain and update the Group Risk Register, including risk ratings, controls, and mitigation plans.
• Perform risk assessments on new products, processes, systems, and strategic initiatives.
• Monitor key risk indicators (KRIs) and escalate emerging risks to management in a timely manner.
• Support business units in implementing risk mitigation strategies and control enhancements.
• Participate in business continuity planning and stress testing exercises where applicable.

Governance & Compliance Support

• Ensure alignment of internal controls and risk practices with regulatory requirements (SEC, CBN, NAICOM, PENCOM, NGX, etc., as applicable).
• Support regulatory examinations, internal audits, and external audits by providing required documentation and responses.
• Track audit findings and ensure timely closure of action points.
• Promote adherence to Group policies, codes of conduct, and governance standards.

Advisory & Stakeholder Engagement

• Provide advisory support to business units on control and risk-related matters.
• Collaborate with Compliance, Internal Audit, Finance, IT, and Operations teams to strengthen the control environment.
• Contribute to management and board committee papers relating to internal control and risk matters.
• Identify risks, design mitigation strategies, and present findings to boards, investors and regulators.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related discipline.
• Professional certification such as ICAN, ACCA, CIA, CISA, CRISC, or FRM is an added advantage.

KNOWLEDGE & PROFESSIONAL EXPERIENCE

• Minimum of 8–12years’ experience in Internal Control, Risk Management, Internal Audit, or Compliance, preferably within financial services.
• Strong understanding of risk management frameworks, internal control principles, and regulatory expectations.

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The Operations & Reconciliation Officer is responsible for executing day-to-day operational processes and ensuring accurate and timely reconciliation of financial transactions and accounts across the group and subsidiaries. The role supports the integrity of financial records, mitigates operational risk, and ensures that all transactions are properly captured, reconciled, and resolved in line with internal controls and regulatory requirements. The position plays a critical role in transaction accuracy, control assurance, and operational efficiency within the organization.

Job Details

Transaction Processing & Operations Support

• Execute and support daily operational activities, including transaction posting, settlement, and processing of financial instruments.
• Ensure all transactions are accurately captured in core systems and supporting schedules.
• Liaise with internal teams (Front Office, Treasury, Finance) to resolve transaction-related issues.
• Maintain proper documentation and audit trails for all operational activities.

Reconciliations & Control Assurance

• Perform routine reconciliations of bank accounts, settlement accounts, suspense accounts, and control accounts across the group and subsidiaries.
• Reconcile internal records against external statements (banks, custodians, counterparties, clearing houses).
• Ensure unreconciled items are tracked, aged, and resolved within approved timelines.

Exception Management & Issue Resolution

• Identify operational discrepancies, posting errors, and unusual transactions.
• Investigate root causes of anomalies and recommend corrective actions.
• Escalate unresolved or high-risk exceptions in line with escalation procedures.
• Support remediation of recurring operational or reconciliation issues.

Reporting & Documentation

• Prepare reconciliation reports, exception logs, and operational summaries for management review.
• Maintain accurate reconciliation schedules and working papers.
• Support month-end and year-end close processes by ensuring reconciliations are completed and signed off on time.
• Provide information and documentation required for internal and external audits.

Compliance, Controls & Risk Management

• Ensure strict adherence to approved operational procedures, controls, and policies.
• Support compliance with regulatory requirements and internal control standards.
• Assist in implementing control improvements to reduce operational and reconciliation risks.
• Flag control weaknesses and process gaps to management.

Process Improvement & Operational Efficiency

• Identify opportunities to improve reconciliation processes, reduce manual intervention, and enhance efficiency.
• Support automation and system improvements where applicable.
• Participate in system upgrades, process reviews, and operational projects.

Qualifications & Experience

• Bachelor’s degree in accounting, Finance, Banking, Economics, or related discipline.
• Professional qualifications (ACA, ACCA, CIMA, or part-qualification) is an advantage.
• 2–5 years’ experience in operations, reconciliations, back office, or finance roles within a financial services environment.
• Experience in banking, securities, asset management, or fintech operations is an advantage.

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The Group Performance Manager is responsible for driving financial and operational performance excellence across the Group and its subsidiaries. The role provides rigorous performance oversight, deep analytical insight, and forward-looking decision support to Executive Management. The position acts as the central nerve centre for Group performance, ensuring that strategy is translated into measurable outcomes, underperformance is promptly identified, and value creation is actively tracked and enforced.

Job Details

Group Performance & Financial Monitoring 

• Develop and maintain a robust Group performance management framework covering financial and non-financial KPIs.
•  Monitor monthly, quarterly, and annual performance of all subsidiaries against budget, forecast, and prior year
• Prepare detailed variance analysis with clear explanations and recommended corrective actions. 
• Track profitability, cost efficiency, productivity, and return metrics across the Group. 

Management Reporting & Insights

•  Produce Group-level dashboards, and performance packs for Executive and senior management. 
• Ensure consistency, accuracy, and timeliness of performance data across subsidiaries.
•  Translate complex financial and operational data into clear, decision-ready insights.
•  Support preparation of Board papers, strategy packs, and investor/internal presentations.

Budgeting, Forecasting & Planning 

• Coordinate and support the Group budgeting and forecasting process, working closely with subsidiary finance teams, Group Financial Controller and Group Finance Manager.
•  Challenge assumptions, validate forecasts, and ensure alignment with Group strategy. Monitor rolling forecasts and identify emerging performance risks or opportunities. 

KPI Design & Performance Governance 

• Design, review, and refine Group financial and non-financial KPIs aligned with strategic objectives. 
• Monitor achievement and growth towards the KPIs. 
• Ensure subsidiaries adhere to agreed performance definitions, reporting templates, and timelines.
•  Support performance review meetings with subsidiaries and track agreed action items.

Business Partnering & Strategic Support 

• Act as a key finance business partner to Group leadership and subsidiary CEOs/CFOs.
•  Provide analytical support for strategic initiatives, new products, investments, and transformation projects.
•  Support post-implementation reviews and performance tracking of strategic initiatives. 

Systems, Controls & Process Improvement 

• Drive improvements in performance reporting systems, tools, and processes. 
• Automate and standardise reporting where possible to improve efficiency and data quality
• Ensure strong data governance, controls, and audit trails for performance information

Requirements

• Bachelor’s degree in accounting, Finance, Economics, or related discipline. 
•  Professional qualifications (ACA, ACCA, CIMA, CFA, or equivalent) is required. 
• Minimum of 5 years’ experience in financial management, performance management, FP&A, or group finance roles. 
• Prior experience in financial services, banking, investment, or diversified group structures is an advantage. 
• Strong experience working at Group or multi-entity level.