Fresh Jobs at M-KOPA

What Your Journey With Us Looks Like

• You'll join an environment where ego takes a backseat to impact. Your days will be spent collaborating with brilliant minds across Engineering, Design, Analytics, and Commercial teams. Together, you'll craft strategies that balance business objectives with genuine customer needs.
• When you bring your 5+ years of product management experience and 2+ years of team leadership to M-KOPA, you'll find yourself empowered to make meaningful decisions. You'll have the autonomy to develop product visions that are backed by data and driven by a deep understanding of our users' realities.
• As you guide multiple product managers, you'll help them grow while ensuring our products evolve throughout their lifecycle. Your analytical skills will shine as you conduct complex data analysis that informs strategic direction. And your collaborative approach will strengthen teams working across multiple countries.

The Difference You'll Make

• Picture yourself visiting customers in rural Kenya, witnessing firsthand how your product decisions create economic opportunity. Imagine celebrating with your team in Lagos as a new feature dramatically improves customer retention. Envision the satisfaction of knowing that the savings product you helped develop is funding education for thousands of children.
• At M-KOPA, success isn't measured solely by metrics on a dashboard—though those matter too. It's measured by transformed lives and communities empowered through greater financial access.

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Your Strategic Impact

• This role places you at the intersection of financial expertise and business strategy. You'll lead a team supporting Operations, Sales, Retail, and Market Development—translating M-KOPA's ambitious goals into financial frameworks that drive accountability and performance. Your insights won't just inform decisions; they'll shape the future of an organization that has already unlocked $1.5 billion in credit across five African markets.
• You will build financial partnerships that transcend traditional reporting. You'll enable leaders to see beyond the numbers to the strategic implications and opportunities. Your work will directly influence how we allocate resources, make investment decisions, and ultimately how we extend our reach to serve more customers with life-changing financial services.

Your Day-to-Day Leadership

• Your work will blend strategic guidance with hands-on leadership:
• In the morning, you might lead your team in analysing performance trends across markets, identifying opportunities to improve operational efficiency or accelerate growth. By midday, you could be presenting insights to the executive team, using your financial expertise to influence key investment decisions.
• You'll develop and deliver weekly, monthly, and quarterly performance reporting that drives accountability across the organization. Your team will become known for translating complex financial data into clear, actionable insights that empower better decision-making at all levels.
• You'll work closely with department heads to optimise resource allocation, improve margins, and align financial planning with operational realities. Your commercial acumen will help teams balance ambitious targets with financial sustainability.
• Throughout it all, you'll mentor and develop your team, building finance talent that elevates the function across the organization. Your leadership will create clear growth paths for finance professionals while fostering a culture of continuous learning and improvement.

Must-Have Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or professional qualifications (CPA, CFA, CIMA) highly desirable
• 8-10 years progressive experience in finance, with at least 3 years in senior business partnering or strategic finance roles
• Strong leadership skills with proven ability to develop high-performing teams
• Exceptional analytical capabilities and commercial acumen, with experience influencing executive-level decisions
• High proficiency in enterprise finance systems and business intelligence tools
• Demonstrated success in driving financial transformation and process improvement

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Job Description

• At M-KOPA, we are transforming lives through innovative financial solutions and digital inclusion. As our Director of Commercial Finance, you will lead strategic financial planning and analysis that directly impacts our ability to serve underbanked populations across Africa. You will oversee pricing strategies that balance profitability with our mission to make life-changing products affordable and accessible.
• We operate in a dynamic, high-growth environment where your financial expertise will drive critical business decisions. You will manage complex financial models, lead profitability analysis across business units, and develop strategies to optimize working capital while managing credit risk. Your insights will directly influence our expansion strategies and help us create sustainable impact at scale.
• If you are passionate about using financial expertise to drive social impact and enjoy working in a fast-paced, mission-driven environment where your strategic insights directly influence business growth, this might be the perfect role for you.
• This is a hybrid role, you will be partnering with a diverse group of employees from our different markets and locations across the UK, Europe and Africa.
• You will be reporting to the Chief Finance Officer.

Expertise

• Our expectations are that you would be comfortable providing strategic financial leadership and actionable insights that drive business performance and profitability. You should have excellent financial modeling skills and the ability to translate complex financial data into clear recommendations for executive decision-making.
• If you value collaboration, can lead cross-functional initiatives, and are experienced in building high-performing finance teams, you probably have what it takes to join our team and shape our future.
• We are looking for candidates with 8-10 years of progressive finance experience, relevant professional qualifications (CA(SA), CFA, or CIMA), and expertise in pricing strategy, profitability analysis, and credit risk management.
• Your experience should include business partnering with senior leadership, driving financial transformation initiatives, and leveraging technology to enhance financial processes. Strong commercial acumen and the ability to balance short-term financial objectives with long-term strategic goals are essential in this role.