Jobs at Neptune Microfinance Bank

Description 

• Market loan products and process loan applications for SME.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Qualifications

• First Degree in any field.
• Minimum of 2 years as a credit/loan officers.
• Strong relationship management background.
• Experienced in upholding the highest levels of service

Salary
Salary is highly competitive

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Description 

• We are looking for a client-oriented personal banker to join our banking team. Responsibilities include working closely with clients to determine their banking needs and to provide individualized service by providing tailored banking solutions.
• Proactively promote a relationship-based offering by operating as a dedicated and primary point of contact for customers and providing banking solutions that meet the customer’s needs per each of the personal banking segment’s value propositions.

Qualifications

• First Degree in any field.
• Minimum of 2 years of banking experience, preferably interfacing with customers.
• Strong relationship management background.
• Experienced in upholding the highest levels of service.
• Experience in completing credit applications successfully
• Passion to grow a career in sales / marketing

Behavioral Competencies:

• Ability to educate customers.
• Ability to listen and probe customer responses effectively to ensure a proper understanding of needs.
• Advanced sales and consulting skills.
• Achievement-orientated, embracing and achieving challenging targets.
• Self-motivated and energetic

Technical Competencies:

• Understanding of the personal markets etc.
• Deep knowledge and understanding of the different personal and segment value propositions.
• Understanding of the bank’s products in respect of service level agreements and the bank’s service provider networks.
• Understanding which products are most suited to the different personal banking segments.
• Knowledge of equivalent competitor products and services.
• This is a marketing role and highly incentivized