Experienced Credit Officer (Micro & SME) at Neptune Microfinance Bank

Description 

• Market loan products and process loan applications for SME.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Qualifications

• First Degree in any field.
• Minimum of 2 years as a credit/loan officers.
• Strong relationship management background.
• Experienced in upholding the highest levels of service

Salary
Salary is highly competitive