Treasury Manager at CapitalSage Technology Limited

As the Treasury Manager, you will play a strategic and hands-on role in managing the bank’s liquidity, funding, investment strategies, and cash forecasting. You will be responsible for optimizing capital structure, ensuring regulatory compliance, and managing relationships with financial partners—all while embracing agile, tech-enabled processes.

Liquidity & Cash Management:

• Monitor daily cash positions and ensure optimal liquidity across all accounts and platforms.
• Proactively manage cash concentration, disbursement, and banking structures to minimize idle funds.
• Support real-time cash tracking across various customer segments and channels.
• Generate weekly, monthly, and ad-hoc liquidity and cashflow reports for management and regulators.
• Build dashboards and KPIs for treasury performance, stress testing, and risk exposure analysis.
• Forecast cash flow positions, related borrowing needs, and available funds for investment.

Funding & Capital Management:

• Develop and implement strategies to optimize capital usage and meet funding needs.
• Manage interbank placements, deposit mobilization initiatives, and wholesale funding.
• Structure, negotiate, and manage external borrowing facilities (term loans, overdrafts, lines of credit).
• Monitor debt covenants and proactively manage refinancing or restructuring needs.

Investment & Treasury Operations:

• Identify and manage investment opportunities in line with internal risk parameters.
• Manage treasury products and investment portfolios including T-bills, low risk investment accounts, etc.

Risk & Compliance:

• Ensure adherence to CBN liquidity, reserve, and capital adequacy requirements.
• Implement and maintain treasury controls to mitigate operational and market risks.

Partner & Stakeholder Management:

• Manage relationships with banks, investors, funders, and financial institutions.
• Support fundraising and grant application processes when needed.

Treasury Technology & Process Innovation:

• Leverage digital tools and APIs for real-time treasury operations and dashboards.
• Partner with product and engineering teams to integrate treasury functions into digital platforms.
• Automate liquidity monitoring, reconciliation, and fund sweep mechanisms across multiple channels (POS, USSD, Mobile App, etc.).

Requirements

• Bachelor’s degree or Master’s degree in Finance, Accounting, Economics or a related field.
• Professional Qualification: ACA, ACCA or CFA (added advantage).
• 5+ years of experience in treasury, corporate finance, or liquidity management—ideally in a bank or FinTech.
• Familiarity with core banking systems, payment rails, APIs, and treasury tech tools.
• Expertise in financial instruments and treasury operations.
• Advanced financial modeling and analytical skills.
• Demonstrated leadership and strong team collaboration abilities.
• Agile and adaptable, with the ability to thrive in dynamic, tech-driven environments.