Team Member, Credit Control at United Bank for Africa (UBA)

Job Objective(s)

• Guards against income leakage by ensuring that all specified income/fees due to the bank are stated in the disbursement document.
• Ensures that credit approval terms are properly captured and conveyed.

Duties & Responsibilities

• Review all credit approvals to ensure that both the approval and the terms of the approval are consistent with the bank’s credit policy and regulatory requirements.
• Review all collateral documentation to ensure that they are consistent with the approved facility terms, bank’s policies and regulatory guidelines.
• Prepares guarantees and bonds.
• Reviews collateral documents to ensure that they meet stipulated conditions Prepares Credit Availment Ticket for sign-off.
• Preparation of management reports
• Issues credit approval communication memorandum to convey the approval terms of various credits.

Knowledge & Skills Required

• Basic knowledge of regulatory, policy and statutory requirements for availability of credits
• Good analytical skills
• Good writing skills
• Good presentation skills
• Good drafting skills
• First degree in law