Team Lead, Loan Monitoring & Collateral Management at Sterling Bank

Job Summary

• To proactively monitor the performance of the Bank's Risk Assets with a view to achieving a healthy loan portfolio, minimise loan loss impairment and ensure all regulatory returns and reports are processed and submitted with zero-tolerance for sanctions/penalties. Ideal candidate will report to the Head, Credit Administration

Job Description

• Carry out daily review of overdrawn account balances
• Ensure Internal and External reporting of credit status
• Effectively monitor credit facilities to ensure compliance with the Bank’s CPG and maintaining of a healthy risk asset portfolio
• Ensure periodic review of watch-listed accounts to determine classification level and recommendation of same for appropriate provisioning
• Carry out periodic review of borrowers’ credit files
• Render timely and accurate reports/returns submission to management and various regulatory Bodies
• Render CRMS to CBN and upload to other private Credit Bureau
• Advise management on the Bank’s loan portfolio and daily bookings (facility disbursement)
• Ensure timely renewal of approved credit facilities and restricting utilization of expired credit lines
• Manage Risk Assets Portfolio
• Generate CRMS, CRC and CR report for every credit customer
• Ensure training of staff on credit checks like CRMS, CR, CRC, et cetera

Job Experience

• Minimum of 7 years working experienced with, at least, 4 years in the banking industry relating to credit risk management.