Risk and Compliance Manager - HabariPay at Guaranty Trust Holding Company Plc(GTCO)

Industry: Financial Services

Details

• HabariPay is a young start-up on the path to building a pan-African payments unicorn with a high-impact founding team and backing from a multinational financial services company.
• At HabariPay, you will have access to best-in-class tools and resources to enable you solve truly complex problems, developing game changing payments solutions. We provide an enabling environment to deliver quality work by giving flexibility to design a lifestyle that works for you provided business and customer targets are met.
• We prioritize agility which translates into a culture of transparency, open and honest feedback and constant iteration. We are committed to ensuring a professional development that matches industry standards and personal goals.
• We are committed to helping you bridge your skills gap and invest in grooming our talents to be on par with colleagues, globally. We offer a clear career progression path that is comparable to best in class.

Job Summary

• As a Risk and Compliance Manager, you will develop a comprehensive regulatory compliance framework and be responsible for implementing and maintaining processes, systems and controls to ensure our compliance across multiple jurisdictions.
• The ideal candidate will come from “start-up” like environments, be mission-driven, a clear communicator with a solid background in the payments space.

Job Duties and Responsibilities

• Develop, implement and maintain a global framework of policies and procedures for managing and mitigating operational and compliance risks, in line with laws and regulations across multiple jurisdictions.
• Develop, implement and maintain an enterprise risk framework.
• Design and implement relevant compliance processes including know your customer (KYC), anti-money laundering (AML), sanctions and combatting the financing of terrorism (CFT).
• Perform risk assessments to understand enterprise risks.
• Master a deep understanding of the rules and regulations governing each market in which we operate, including monitoring any changes and developments.
• Oversee the gathering of internal information to meet external regulatory reporting obligations.
• Supervise the fulfillment of all record keeping requirements.
• Investigate irregularities and non-compliance issues.
• Act as a point-of-contact for all issues relating to money laundering, terrorist financing and receive reports on non-compliance with laws or company policies.
• Compile regular reports on risk and compliance performance that can be shared with management or the board of directors so that issues can be rectified.
• Support our product and market expansion initiatives by overseeing efforts to apply for new licenses where needed.
• Ensure regular information dissemination and coordinate training across the company on compliance issues.
• Review marketing materials, presentations and websites to ensure compliance with regulatory requirements.
• Oversee any internal and external audits or regulatory examinations.
• Manage third party vendor risk reviews and vendor due diligence.
• Collaborate with other departments to create a culture of compliance across the company.

Job Requirements and Qualification

• A University Degree in Law or Associated courses.
• 4+ years in a senior regulatory and operational risk and compliance role, preferably with a legal background.
• Experience in payments / financial services sector.
• Ability to develop deep relationships with regulators (Central Banks or other regulatory bodies) across multiple jurisdictions.
• Excellent sense of judgment – able to help steer the company to balance innovation and growth with regulatory compliance.
• Critical problem-solving skills.
• Ability to thrive, adapt and embrace change in rapidly changing regulatory environments.
• Deep knowledge of global payments compliance regulation – PCI DSS, PSD2, GDPR, card scheme rules etc.