Loan Officer at Loochi LEAD Centre

The Role

• We are seeking a results-driven and community-oriented Loan Officer.
• In this role, you will be the face of our company, working directly with clients to identify financial needs, evaluate creditworthiness, and manage a healthy loan portfolio.
• Your goal is to help our clients grow while maintaining the financial integrity of the institution.

Key Responsibilities

• Business Development: Proactively identify and recruit potential clients through community outreach, networking, and field visits.
• Loan Assessment: Conduct thorough interviews and site visits to evaluate clients' business operations, financial standing, and character.
• Credit Analysis: Prepare detailed loan appraisals and documentation for credit committee review.
• Portfolio Management: Monitor active loans, ensure timely repayments, and build long-term relationships with borrowers.
• Financial Literacy: Provide basic financial guidance to clients to help them manage their credit effectively.
• Compliance: Ensure all loan processing activities adhere to the company's credit policies and regulatory requirements.

Requirements

• Education: Diploma or Bachelor’s Degree in Finance, Economics, Business Administration, or a related field.
• Experience: 2 years of experience in microfinance, banking, or sales is preferred.
• Skills:
  • Strong analytical and mathematical skills.
  • Excellent communication and interpersonal abilities.
  • Ability to work independently and spend significant time in the field.
  • Proficiency in Microsoft Office Suite (Excel, Word).
• Attributes: High level of integrity, resilience, and a passion for social impact.