Loan Officer at LEAD Enterprise Support Company Limited

LOCATION: Agbara, Lusada and Badagry, Lagos.

JOB OBJECTIVE/SUMMARY:

• Selling loan products effectively.
• Carry out clients KYC, eligibility and loan appraisal. 
• To ensure continuous growth and healthy portfolio management.
• Ensure that set targets are met within allotted time frame

DUTIES & RESPONSIBILITIES

• Marketing of loan product as applicable to role.
• Interviewing and carrying out of KYC on clients
• Prepare loan documents for clients to fill.
• Verify and appraise clients and guarantors’ business. 
• Submit loan proposal for possible approval Credit committee. 
• Proper documentation and filing of loan documents
• Follow up on client repayment.
• Follow up and monitoring of the loan performance after disbursement.

KEY PERFORMANCE INDICATORS

• Ability to mobilize new clients as relative to target.
• Number of borrowers relative to target.
• Volume of loan disbursement and revenue generated relative to target.
• Portfolio at risk (PAR) >1 day not more not more than 1%
• Growth in number of borrowers as relative to target.
• Portfolio growth in relation to target.

REPORTING RELATIONSHIP

Reports to:    Branch Coordinator

JOB REQUIREMENTS

• Education:  A good bachelor degree or equivalent.
• Experience: Minimum of two (2) years post-qualification experience.