Head Legal at Jubilee Life Mortgage Bank

Credit & Documentation

• Draft, review, negotiate and finalize all relevant legal documents required for Bank lending.
• Conduct legal due diligence on proposed transactions.
• Review credit transactions and loan documentation (Draft offer letters and security documents for all facilities availed by the Bank) ensuring that the Bank’s interest is adequately covered.
• Initiate and monitor perfection of security for facilities availed by the Bank.
• Issue and review of Contingent Liability Portfolio.
• Conduct of Corporate, Land and Probate search for corporate accounts, estate accounts and availability of credit facilities.

Litigation

• Liaise and manage relationships with external Solicitors to the Bank.
• Manage all aspects of the litigation portfolio of the Bank.
• Prepare documents for the appointment of Receiver/Manager.
• Follow up on all Legacy claims from customers/vendors of the Bank until final resolution is achieved.

Advisory

• Draft/review contract documents/agreements to ensure detrimental clauses to the Banks’ interest are expunged.
• Render legal and advisory functions to the Bank.
• Interpret and communicate regulations.
• Provide Legal opinion to the Bank on diverse matters affecting its operations.
• Prepare and vet all Tenancy/Lease Agreements entered by the Bank.
• Provide advisory support in the purchase of properties on behalf of the Bank
• Relate with the company secretary on matters to the Board and the Bank.

Minimum Qualification

• Minimum of First Degree in a Law (LLB; a Master’s degree or additional qualifications in Business or Finance is an advantage.
• Must be admitted to the bar. 

Competency:

• Knowledge of Credit Administration
• Knowledge of Credit Risk Management
• Knowledge of Legal Policies, Processes and Procedures
• Knowledge of Securities
• Knowledge of financial regulations, corporate law, data privacy laws, property law, and compliance frameworks
• Knowledge of Banking Structures

Skills:

• Loan Structuring
• FinancialStatement Analysis
• Ability to draft all legal documents.
• Analytical Skills
• Research
• Documents and Record Keeping
• Technical Writing Skills
• Data gathering and analysis skills
• Manage Complex Legal Issues
• Strong Negotiation Skill