Credit Risk Analyst at Dangote

Job Summary

• Access, monitor, and manage credit risk associated with customers, ensuring that the company's credit exposure is within acceptable limits while supporting business growth.

Duties and Responsibilities

• Evaluate the creditworthiness of customers using financial statements, credit scores, and payment history
• Recommend and set appropriate credit limits for customers based on risk appetite and analysis
• Continuously monitor existing credit exposure and flag accounts for early warning signs of default
• Investigate overdue accounts and support collections by providing risk insights and risk mitigation recommendations
• Generate regular credit risk reports, such as aging reports, etc, for management review
• Maintain accurate credit records and explore automation tools for credit processes
• Analyze industry trends and market risk that could affect customer creditworthiness.

Qualifications and Experience

• Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, or related field
• Relevant professional qualifications such as ACA, ACCA. CRM, ERM, PRM
• Experience using an ERP such as SAP for credit tracking and reporting.
• 3-5 years of experience in Credit Risk Management within the manufacturing or financial services.