Commercial Banking Officer at Polaris Bank Limited

Who are we looking for:

• We are currently sourcing for candidates to be recruited as Relationship Managers.
• They will be engaged in the sales of financial services and products to customers, fostering and maintaining a healthy relationship between the Bank and its existing and prospective customers.
• Engaging and organizing Marketing campaigns, marketing events, and promotional activities, maximize profits through the development of sales strategies that match consumer requirements as well as promote services, products and ideas.
• Contributing in the implementation of marketing strategies.

JOB DESCRIPTION:

• Liability and Income Generation
• Analysis and Credit Presentation
• Relationship Management
• Understanding and Selling of Bank’s Products and Services
• Achieve growth within the Key performance indicators; liability and risk asset generation, account opening, income generation, and E-banking product offering.
• Evaluate credit worthiness of customers by processing loan applications and documentation
• Monitor active loans and enforce collection and recoveries.
• Ensure the achievement of all budget parameters.
• Develop referral networks and cross-sell products and services.
• Ensures a high level of customer satisfaction through excellent customer engagement and service delivery.
• Actively seek out new sales opportunities through cold calling, networking and referrals.
• Ensure resolution of complaints to maximize satisfaction and boost customer service experience.
• Achieve a healthy portfolio and deposit mix.
• Execute marketing strategy and develop marketing campaigns.
• Ensures compliance with all internal policies and regulatory guidelines.

Preferred skills and experience/Requirements

• Minimum of 3 years work experience in marketing role in a financial institution (preferably from a Commercial Bank).
• Ability to create and distribute marketing strategies and organise campaigns
• BSc/BA in Marketing, Business Administration, or a related field.
• Candidates should have strong and effective communication and networking skills.
• Strong writing and presentation skills will be essential.
• Solid understanding of marketing techniques and principles as well as market research and statistical data analysis methods.
• Knowledge of MS Office and marketing software (e.g. CRM, Dynamics, Excel).
• In-depth knowledge of social media and web analytics.
• Exemplary organizational and multitasking skills.
• Outstanding communication and interpersonal skills.
• Creativity and commercial awareness.
• Strategic vision and sharp business acumen.
• A team player with a customer-oriented approach.

Qualification: BA/BSc/HND, MBA/MSc/MA

Location: Abuja, Lagos, South-south, South-East, South West and North Central