Collateral Valuation Officer at Microcred Group

Overview

• The Collateral Valuation Officer shall use an internally approved standard valuation template or tools to value the collateral items with a value above NGN 50m and report the result to the Risk department.

Responsibilities

• Determining the value of all descriptions of landed property and estimating the economic worth of the Landed Property
• Feasibility and viability studies of all mortgage properties for credit processes
• Generate and support new business opportunities for the Bank.
• Cooperate in the development of the Housing facility for the staff and client
• Assist in selling all mortgaged properties due to forfeiture of delinquent clients by revalidating the market and forced sales value.
• Work with the branches and recovery in any matter relating to confiscation and sales of collateral.
• Conduct a loan underwriting process, as the case may be.
• Perform any other similar job as assigned by the CRO.

Requirements

• Good knowledge of Real Estate Management.
• Ability to use AutoCAD and HSE tools
• Good communication, problem-solving and analytical skills.
• Project management skills.
• Excellent interpersonal and relationship management skills.
• Ability to manage stress management.
• Good attention to detail.
• Ability to work with minimum supervision.
• Ability to prepare reports (MS word, Excel and PowerPoint).
• Thorough and consistent in discharging duties on sites always.
• Exercises sound decision-making when carrying out responsibilities.
• Practical, flexible, and innovative approach to work.
• Team working skills.
• Must possess good IT skills.

Qualifications

• Minimum in BSc / HND in Architecture, Estate Management, and Building/Civil Engineering.
• Experience Level: Entry-level - Mid-level
• Experience Length:1- 3 years of relevant experience
• Professional certification in HSE is an added advantage.