Business Development SME Loan at Investment One Financial Services

The staff will be responsible for generation of credits/loans for diversified clients, monitoring the credit facilities until it is fully liquidated and maintaining professional customer service. The role requires an understanding of credits and good attention to detail in order to identify and mitigate potential risk elements in each loan application

Key Responsibilities

• In collaboration with the Team Lead, generate loan assets to achieve the monthly disbursement target.
• Ensure timely and accurate forecasting of pipeline deals and report same on a weekly basis.
• Attend to walk-in clients requiring loans.
• Review loan requests, collate and review all relevant supporting documents and prepare facility approval memos 
• Ensure compliance with KYC documentation in account opening and transaction documentation in line with defined operations policies.
• Monitor the SME portfolio repayment schedule and ensure reminder emails are sent at least one week before the repayment date.
• Maintain a log of all security instruments received from customers and deposit same with Customer Service or Legal as may be applicable.
• On a weekly basis, request for cheques to be logged and follow up on repayments, to ensure payments are remitted as at when due.
• Confirm receipt of payments to customers and follow through on all outstanding payments.
• Provide weekly update on delinquent loans.
• Ensure prompt attention to clients’ requests and maintain a professional relationship with all customers.
• Maintain and update customer files and databases with all relevant correspondence.

Minimum qualification, Skills and Experience

• 2 - 3 years working experience in a relatable field at the most (at least 1 year in a Finance Company)
• Highly motivated and target driven with a proven track record in sales
• Good online marketing skills
• Should be able to work in an agile environment and must be tech savvy
• Excellent presentation skills and familiar with Microsoft Office suites
• Good Relationship management skills, and demonstrate the capacity to communicate effectively with clients and team member.
• Excellent selling, communication, and negotiation skills
• Great attention to detail and good administrative skills
• Bachelor’s degree in Sciences/Social Sciences or MBA with emphasis on Finance.
• Proficient in use of Microsoft Office packages (especially Excel and PowerPoint)