Business (BM)& Relationship Manager - Commercial Banking South(Lagos FZE, Epe) at First Bank

Duties & Responsibilities

• Book quality assets and ensure effective portfolio monitoring for early detection of defaults.
• Work closely with the Business Manager in the execution of the team’s functions and activities.
• Champion the drive for deposit mobilization and trade transaction
• Provide the best customer service available in the industry.
• Develop and maintain relationship with clients by providing professional and specialized financial solutions in all areas.
• Assist in Transaction Memos and provide relationship background and financial information support, as necessary.
• Provide support in the structuring of credits in line with business potentials.
• Manage and deepen relationships with existing and prospective customers.
• Win new accounts and resuscitate dormant relationships.
• Market the bank’s products to meet customer needs.
• Initiate development of products required to meet customer needs.

Education

• Minimum Education: First Degree or its equivalent in any discipline preferably business-related.
• Higher Degrees and relevant Professional Certificate will be an added advantage.

Experience

• Minimum experience – 3 years relevant banking (marketing and credit) experience

Knowledge

• Good Knowledge of the business environment
• Credit/Risk Management
• Banking structure, policies, and procedures
• Customer Service
• Strategic Business Planning

Skill/Competencies

• Negotiation skills
• Strong networking and relationship
• Management skills
• Reasoning and analytical skills
• Deal structuring skills
• Strong credit and marketing skills
• Excellent people management skills
• IT and Computer appreciation
• Communications skills (written and oral)
• Portfolio Management
• Credit Assessment and Structuring
• Marketing/ Sales
• Business/ Product Development
• Customer Relationship Management
• Budget Planning & Control
• Financial Analysis Business
• Operational Strategy