Banking Officer ( Sales) at Jemi Neil Consulting

Job Location: Ikoyi, Lagos

Our Client, a microfinance bank is looking to hire a Banking Officer with experience in SME Loans. The Banking Officer will be responsible for evaluating or recommending approval of credit loans. Advise borrowers on financial status and methods of payments.

ESSENTIAL JOB RESPONSIBILITIES

• Sourcing of SME clients for both deposits & loans in line with set targets.
• Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.
• Packaging of customers’ credit requests
• Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.

ESSENTIAL JOB REQUIREMENTS

• Bachelor’s degree from a reputable institution with at least 4 years related experience.
• Advance knowledge of the Microfinance and/or Banking industry and related state or banking compliance regulations, banking law, etc. is a must
• High level of numeracy to evaluate complex statistical financial information is required