Head, Underwriter at Hamilton Lloyd and Associates

Our client, a leading health maintenance company in Nigeria.

Job Summary

• The Head, Underwriter shall evaluate degree of risk involved in policy and take decisions on acceptability of the risks involved.

Job Responsibilities

• Work closely with internal departments such as Sales, I.T, Medical Management to resolve account specific issues
• You are expected to actively participate in Departmental and Company wide projects.
• Work closely with internal sales staff and external brokers
• Analyze and interpolate large amounts of medical claim/capitation data
• Evaluate risks and underwrite using various forms of forecasting and rating techniques.
• Writing of Invoices to Companies/Individuals
• Working on Client’s Contracts and sending them out
• Responsible for processing of monthly capitation list, Fee for service list and cheques to various providers
• Drafting of correspondence
• Prepare renewal letter for the client’s premium
• Calculation of pro-rated premiums and sending to clients
• Proper monitoring of entry and exit of enrollees into the scheme
• Supervision of Filling of Documents
• Supervision of Opening of File for new client
• Updating of Clients record
• Keeping and updating proper record of client with outstanding premium
• Responsible for Charging of correct Premium
• Generating Utilization Reports on Clients
• Updating guidelines
• Attend promptly to client’s complaints and enquiries
• Providing routine reports.
• Collation and processing of Staff’s commissions on Company’s products
• Plan, direct, supervise, and coordinate work activities of subordinates
• Prepare SOPs and procedures manual
• Representing the department in all official meetings (within the company and outside the company).

Person’s Specifications

• Education: A degree in Business Administration, Finance or related field.
• Post graduate qualification in Actuarial sciences/insurance/Health Management/Health financing or related field is a non-negotiable.
• In addition, certification/professional membership of Insurance or actuarial sciences bodies and in related field.
• Experience: Minimum of 10 years post NYSC experience.

Additional Requirements/Competence:

• Strong analytic skills
• Excellent written and verbal communication skills
• Ability to properly evaluate and select risk
• Problem solving skills
• Strong Negotiation and organizational skills
• Highly proficient in Microsoft Excel and/or Access.