Public Mass Transit Funds (PMTF) Investment Executive at Infrastructure Bank Plc

Job Summary

• This successful candidate will be working in the Public Mass Transit Scheme (PMTF) unit of the Bank and reporting directly to the Head, Public Mass Transit Scheme.
• The Officer would be responsible to review the loan portfolio, prevent or ameliorate loan losses, assure documentation compliance with loan committee approvals, review and ensure internal compliance framework are met.

General Duties and Responsibilities

• Actively participate in deal origination, structuring and execution with responsibility for work streams within transaction teams;
• Review loans and ensure compliance framework are complied with;
• Implement a system of credit analysis and quality assurance for loans made as required by board directives; assign ratings as needed in conjunction with loan loss reserve analysis.
• Examine files periodically for assurance of credit and collateral documentation, regulatory compliance and loan policy conformance; review technical exceptions and deficiencies; maintain reports of continued outstanding exceptions to the Board of Directors;
• Prepare written analyses on all large loans, aggregate lending vs. indebtedness for individual borrowers, complex loans and weak loans;
• Identify problem loans, make recommendations for assignment of loans to review loan list that is reviewed quarterly with the board; discuss the status of problem loans with the Line Manager and may make recommendations regarding the future credit information needs; identify loans meeting non-accrual or charge-off criteria.
• Provide quarterly analyses of the adequacy of the allowance for loan and lease losses for board discussion.
• Prepare periodic board reports.
• Prepare periodic studies of various portions of the loan portfolio including past due reports, concentrations of credit, etc. for the benefit of Line Manager and Executive Head.
• Develop and structure presentation materials incorporating analysis of targeted industries and companies and corporate valuation;
• Prepare pitch materials for significant investment opportunities;
• Participate in new business activities and proposals within the public transportation sector for innovative and flexible financial transactions and advisory services projects;
• Assess the market and provide the team with key market, operational and capital assumptions for incorporation in financial models
• Assist with the development of new public transport projects, including public-private partnerships in the sector.
• Manage key business relationships - clients/investors, project partners and key stakeholders.

General Knowledge and Skills:

• The ideal candidate will have experience in the public transportation industry, preferably gained in an operating company and/or a public transport consultancy project;
• Broad range of responsibilities within the transportation industry, and Excellent financial modelling, accounting and financial analysis skills;
• Strong analytical, problem-solving and organizational skills with ability to multitask while working in a deadline-focused environment;
• Team player with ability to work independently and comfortably with all relevant support business units;
• Superior oral / written business communication and presentation skills.

Qualifications

• Minimum of Four (4) years’ experience in the industry, preferably gained in an operating company;
• Strong first degree from a reputable university;
• Masters’ Degree in Business Administration or equivalent postgraduate qualification in Finance, or a related field a plus;
• Appropriate financial certification such as ACCA, ACA, CFA, etc. is a plus;
• Strong network with project finance, project management, and financial services community locally or globally.