Loan Portfolio Officer at Michael Stevens Consulting

Michael Stevens Consulting - Our client, a financial institution requires for immediate employment suitably qualified candidates for the position below:

Job Description

• Responsible for managing and servicing a portfolio of loan relationships.
• Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations.
• Reports on loan activities related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Maintains existing relationships.
• Assists Relationship Managers and Branch Center Managers with credit requests.
• Responsible for expanding, building, and maintaining client relationships, providing the highest level of customer service. Cross sell other bank products.
• Performs other duties as required.

Qualifications

• B.Sc. in Banking & Finance, Accountancy, Business Administration.
• Practicaluse and/or application of basic lending principles, theories, and concepts.
• Basic knowledge of knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.
• Experience with bank loan and deposit systems.
• Minimum of 2 years cognate working experience.
• Experience in a micro finance bank will be an added advantage