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  • Posted: Jul 10, 2019
    Deadline: Jul 12, 2019
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    Established in 2007, Accion Microfinance Bank has a mission, "To economically empower micro-entrepreneurs and low-income earners by providing financial services in a sustainable, ethical and profitable manner.” The bank has an extensive branch network where customers have easy access to various products and services that include savings, loans, micro-i...
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    Recovery Manager

    Location: South South/East

    Job Responsibilities

    • Identifying, developing and implementation of sound, acceptable credit policies
    • Identification of areas for improving processes, implementing best practices and metrics to track performance management
    • Reconciling transactions and balances to maintain accurate accounts
    • Maintaining bad debt and bad debt recovery records
    • Monitoring receivables and collections and providing updates of receivables and providing appropriate reporting procedures
    • Providing regular updates of receivables to management
    • Negotiating payment programs with delinquent customers
    • Identifying accounts requiring collection agency or legal action and coordinating collections with third party contractors
    • Monitoring violations of credit policies, providing analysis, conclusion and recommendations, present findings to senior management
    • The credit manager will be responsible for motivating subordinates to optimize their performance and professional growth.

    Qualifications & Experiences

    • B.Sc/BA/HND in Social Sciences, Business, Banking, Finance, Marketing or any other numeric course
    • An MBA will be added advantage
    • Minimum of 5 Years work experience in the Banking sector.

    Key Performance:

    • Excellent numeric and analytical skills
    • Effective communication/interpersonal skills with people at all levels, including ability to use tact, diplomacy and persuasiveness
    • Strong leadership negotiation and problem solving skills
    • Strong analytical skills e.g. read and interpret financial statements.
    • A pro-active, self-starter with excellent all round communication skills
    • Ability to motivate and mentor subordinates
    • Strong leadership and people management skills
    • Strong analytical skills, ability to conduct credit analysis and strategically analyze financials
    • Excellent communication skills, ability to present financial information effectively.

    Required Knowledge:

    • Detailed knowledge of required documentation and a thorough knowledge of Lien Laws that govern the transactional relationship between the Customer and the Company
    • Knowledge of contract payments
    • Understanding of financial and debt analysis
    • Knowledge of micro, small and medium enterprise market.

    Method of Application

    Interested and qualified? Go to ACCION Microfinance Bank on www.accionmfb.com to apply

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