Jobs at AB Microfinance Bank Nigeria

Main Tasks and Responsibilities

• Creating and Managing owned Loan portfolio
• Conducting direct promotion and/or other marketing activities on regular basis
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
• Arranging the disbursement in collaboration with Back Office and client
• Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Profile

• Minimum educational qualification of B.Sc / HND
• At least 2 years experience
• Basic knowledge of Financial mathematics & Accounting
• Basic computer skills and mobile Application
• Detailed and target oriented
• Good team spirit
• Self-motivated and industrious individuals who like to work outdoor
• Excellent analytical skills
• Ability to disburse small and medium sized loans to micro businesses.

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Main Responsibilities

• Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
• Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
• Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
• Coordinating loan clients for disbursement according to disbursement schedules.
• Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
• Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
• Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
• Organize, Sort and distribute incoming mail without delays.
• Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Requirements

• Minimum educational qualification of OND in any related field.
• 1-2 years working experience in any related field would be an added advantage
• Good communication and Interpersonal Skills
• Active PC user
• Excellent customer service relation
• Ability to work effectively with minimal supervision.

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Main Responsibilities

• Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
• Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
• Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
• Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
• Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
• Ensure proper and complete record keeping and filing of all transaction reports and receipts

Requirements

• Minimum educational qualification of OND in any related field
• 1-2 years working experience in any related field would be an added advantage
• Good communication and Interpersonal Skills
• Active PC user
• Excellent customer service relation
• Ability to work effectively with minimal supervision.