Fresh Jobs at Princeps Credit Systems Limited

About the job

• The Research & Development (R&D) Specialist will drive innovation and business growth by researching market trends, analysing customer behaviour, and developing new loan products and services. The role requires a strong analytical mindset to identify opportunities for process optimization and product enhancement, ensuring the company remains competitive in the financial services industry.

Key Responsibilities

• Conduct extensive market research to identify emerging trends, customer needs, and competitor strategies.
• Develop and test new loan products to enhance customer experience and increase market penetration.
• Collaborate with product, risk, and technology teams to refine existing loan offerings.
• Evaluate industry developments and regulatory changes to ensure product compliance.
• Analyze customer feedback and loan performance data to recommend service improvements.
• Work with data analytics teams to assess risk factors and optimize lending strategies.
• Prepare detailed research reports and presentations for senior management.
• Drive innovation by identifying and integrating financial technology advancements

Job Benefits

• Competitive Salary: We know competitive pay is essential. That's why we offer salaries that stand out, reflecting both industry benchmarks and your individual value.
• Health Insurance: We provide comprehensive health insurance benefits to ensure the well-being of our employees. Our health insurance plan encompasses a range of medical services, offering financial security and support for your healthcare needs.
• Performance Bonus: We recognize and reward our employees who have performed exceptionally well, our periodic performance bonuses reward employees and teams who have gone over and beyond to achieve their individual and team goals.
• Year-End 13th Month Bonus: As part of our commitment to recognizing and appreciating the hard work and dedication of our employees, we provide an additional financial benefit in the form of a 13th-month salary. This year-end bonus is one way we acknowledge and appreciate our employees for their commitment all year long.
• Leave Allowance: We acknowledge the significance of our employees taking breaks for rejuvenation. Alongside the annual leave entitlement, we offer leave allowance to ensure our employees enjoy their annual leave to the fullest.
• Employee Investment Advantage: We offer our people the opportunity to invest in the company with a special advantage - the privilege of enjoying a higher interest rate on their investments compared to external individuals. This exclusive benefit is designed to empower our team members and align their financial success with the success of the company.

Qualifications

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• Minimum of 3-5 years of experience in financial research, product development, or business analysis.
• Strong analytical and problem-solving skills with expertise in data-driven decision-making.
• Knowledge of micro-lending, fintech, and consumer lending products.
• Familiarity with financial regulations governing lending institutions.
• Excellent communication, report-writing, and presentation skills.

Must have skills

• Report-writing
• Presentation
• Communication
• Problem-Solving

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About the job

• The Audit & Risk Compliance Officer is responsible for ensuring that the company adheres to regulatory requirements, internal policies, and industry best practices. This role involves conducting audits, assessing risks, and implementing compliance frameworks to safeguard the company’s financial and operational integrity.

Key Responsibilities

• Conduct periodic audits to evaluate the effectiveness of internal controls, policies, and procedures.
• Identify gaps, risks, and areas of improvement in the company’s financial and operational processes.
• Ensure that loan disbursement, repayment, and collections adhere to internal policies and external regulations.
• Develop and implement corrective action plans for process deficiencies.
• Identify, analyze, and mitigate risks related to financial transactions, lending operations, and customer interactions.
• Develop and maintain the company’s risk register and implement risk mitigation strategies.
• Monitor key risk indicators and report findings to management.
• Ensure compliance with all relevant financial and regulatory laws (CBN guidelines, AML/CFT laws, Data Protection Laws, etc.).
• Stay updated on regulatory changes and recommend necessary adjustments to policies and procedures.
• Assist in preparing for external audits and regulatory inspections.
• Monitor transactions for suspicious activities and report potential fraud cases.
• Investigate compliance breaches, fraud, or misconduct and recommend corrective actions.
• Work closely with the IT and security teams to strengthen cybersecurity and data protection measures.
• Develop and update risk and compliance policies in line with industry standards.
• Conduct training sessions for employees on risk management, internal controls, and regulatory compliance.
• Foster a culture of compliance and risk awareness across the organization

Job Benefits

• Competitive Salary: We know competitive pay is essential. That's why we offer salaries that stand out, reflecting both industry benchmarks and your individual value.
• Health Insurance: We provide comprehensive health insurance benefits to ensure the well-being of our employees. Our health insurance plan encompasses a range of medical services, offering financial security and support for your healthcare needs.
• Performance Bonus: We recognize and reward our employees who have performed exceptionally well, our periodic performance bonuses reward employees and teams who have gone over and beyond to achieve their individual and team goals.
• Year-End 13th Month Bonus: As part of our commitment to recognizing and appreciating the hard work and dedication of our employees, we provide an additional financial benefit in the form of a 13th-month salary. This year-end bonus is one way we acknowledge and appreciate our employees for their commitment all year long.
• Leave Allowance: We acknowledge the significance of our employees taking breaks for rejuvenation. Alongside the annual leave entitlement, we offer leave allowance to ensure our employees enjoy their annual leave to the fullest.
• Employee Investment Advantage: We offer our people the opportunity to invest in the company with a special advantage - the privilege of enjoying a higher interest rate on their investments compared to external individuals. This exclusive benefit is designed to empower our team members and align their financial success with the success of the company.

Qualifications

• Bachelor’s degree in Accounting, Finance, Risk Management, or a related field.
• 3+ years of experience in audit, risk management, or compliance within a financial institution or loan company.
• Strong knowledge of CBN regulations, AML laws, and lending compliance standards.
• Experience conducting internal audits, risk assessments, and fraud investigations.
• Strong analytical, problem-solving, and report-writing skills.
• Proficiency in audit tools, risk management software, and financial reporting systems.
• Professional certifications such as ACCA, ICAN, CISA, or CRMA (added advantage).

Must have skills

• Audit & Compliance Expertise
• Risk Management & Assessment
• Decision making

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About the job

• The Business Assurance & Internal Control Specialist will be responsible for developing, implementing, and monitoring internal control systems to ensure operational efficiency, regulatory compliance, and risk mitigation. The role is crucial in maintaining transparency, reducing fraud, and improving process integrity within the loan operations.

Key Responsibilities

• Design and implement internal control frameworks and business assurance policies.
• Conduct risk assessments to identify financial, operational, and compliance vulnerabilities.
• Perform periodic internal audits to evaluate adherence to company policies and regulatory requirements.
• Analyze loan processes and transactions to detect discrepancies and prevent fraud.
• Provide recommendations for process improvements to enhance business performance and minimize risks.
• Collaborate with compliance and risk management teams to strengthen control measures.
• Develop training programs to ensure employees understand internal control policies and compliance requirements.
• Generate reports on audit findings and present them to senior management

Job Benefits

• Competitive Salary: We know competitive pay is essential. That's why we offer salaries that stand out, reflecting both industry benchmarks and your individual value.
• Health Insurance: We provide comprehensive health insurance benefits to ensure the well-being of our employees. Our health insurance plan encompasses a range of medical services, offering financial security and support for your healthcare needs.
• Performance Bonus: We recognize and reward our employees who have performed exceptionally well, our periodic performance bonuses reward employees and teams who have gone over and beyond to achieve their individual and team goals.
• Year-End 13th Month Bonus: As part of our commitment to recognizing and appreciating the hard work and dedication of our employees, we provide an additional financial benefit in the form of a 13th-month salary. This year-end bonus is one way we acknowledge and appreciate our employees for their commitment all year long.
• Leave Allowance: We acknowledge the significance of our employees taking breaks for rejuvenation. Alongside the annual leave entitlement, we offer leave allowance to ensure our employees enjoy their annual leave to the fullest.
• Employee Investment Advantage: We offer our people the opportunity to invest in the company with a special advantage - the privilege of enjoying a higher interest rate on their investments compared to external individuals. This exclusive benefit is designed to empower our team members and align their financial success with the success of the company.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 4+ years of experience in internal control, audit, risk management, or business assurance.
• Strong knowledge of financial regulations, compliance standards, and risk assessment techniques.
• Proficiency in data analysis and reporting tools.
• Excellent problem-solving, analytical, and communication skills.
• Certifications such as CIA, CISA, or ACCA will be an added advantage.

Must have skills

• Risk Management & Internal Controls
• Compliance & Regulatory Knowledge

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About the job

• The Content Writer / SEO Analyst will create compelling, data-driven, and engaging content to improve brand awareness and customer engagement while optimizing digital platforms for search engine visibility. This role plays a crucial part in content marketing, thought leadership, and lead generation for loan products.

Key Responsibilities

• Develop high-quality, engaging, and informative content on loan products, financial literacy, and industry trends.
• Write, edit, and proofread website content, blog posts, press releases, social media content, and marketing materials.
• Optimize digital content for SEO, including keyword research and metadata enhancements.
• Conduct competitive analysis and monitor content performance using analytics tools like Google Analytics, SEMrush, and Ahrefs.
• Collaborate with the marketing team to develop content strategies that align with business goals.
• Manage and update content across various platforms to maintain brand consistency.
• Track and improve website rankings, organic traffic, and conversion rates.
• Stay updated on SEO best practices and Google algorithm updates.

Job Benefits

• Competitive Salary: We know competitive pay is essential. That's why we offer salaries that stand out, reflecting both industry benchmarks and your individual value.
• Health Insurance: We provide comprehensive health insurance benefits to ensure the well-being of our employees. Our health insurance plan encompasses a range of medical services, offering financial security and support for your healthcare needs.
• Performance Bonus: We recognize and reward our employees who have performed exceptionally well, our periodic performance bonuses reward employees and teams who have gone over and beyond to achieve their individual and team goals.
• Year-End 13th Month Bonus: As part of our commitment to recognizing and appreciating the hard work and dedication of our employees, we provide an additional financial benefit in the form of a 13th-month salary. This year-end bonus is one way we acknowledge and appreciate our employees for their commitment all year long.
• Leave Allowance: We acknowledge the significance of our employees taking breaks for rejuvenation. Alongside the annual leave entitlement, we offer leave allowance to ensure our employees enjoy their annual leave to the fullest.
• Employee Investment Advantage: We offer our people the opportunity to invest in the company with a special advantage - the privilege of enjoying a higher interest rate on their investments compared to external individuals. This exclusive benefit is designed to empower our team members and align their financial success with the success of the company.

Qualifications

• Bachelor’s degree in Marketing, Communications, Journalism, or related field.
• 3+ years of experience in content writing, SEO, and digital marketing.
• Strong knowledge of SEO tools and best practices.
• Excellent writing, research, and storytelling skills.
• Ability to interpret analytics and apply insights to optimize content.
• Experience in the financial or fintech industry is a plus.

Must have skills

• SEO & Digital Marketing
• Financial & Fintech Knowledge
• Strong Writing & Storytelling
• Research & Analytical Skills
• Social Media & Thought Leadership