Job Roles at Moniepoint Inc.

• The Legal Counsel, Credit Administration plays a pivotal role in enabling this mission. Every loan issued is underpinned by a robust legal framework, requiring precise documentation, thorough review and validation of customer information, and rigorous legal due diligence. This role is central to ensuring that all credit transactions are properly structured, enforceable, and compliant with applicable laws and internal policies.
• The Legal Counsel, Credit Administration is a highly meticulous and detail-driven professional who partners closely with the business to structure, review, and safeguard loan contracts. They bring strong commercial awareness, risk judgment, and a solution-oriented mindset—working not as a barrier to growth, but as a trusted advisor who enables the business to scale responsibly while protecting Moniepoint’s legal and financial interests.

What You’ll Do

• Draft, review, negotiate, and continuously improve loan documentation, including loan agreements, security documents, guarantees, and other credit-related legal instruments.
• Conduct legal due diligence on borrowers, guarantors, and collateral, including verification and validation of corporate, property, and identity documents.
• Ensure that all loan documentation is properly executed, perfected, stamped, and registered in accordance with applicable laws and regulatory requirements.
• Provide legal advisory support to the business loans, credit, recovery, and risk teams on all credit-related transactions and issues.
• Identify, assess, and proactively manage legal and regulatory risks associated with lending activities.
• Support the management of post-disbursement documentation, including tracking of outstanding conditions precedent and conditions subsequent.
• Liaise with external solicitors, regulators, registries, and other relevant third parties on matters relating to credit documentation, perfection, and enforcement.
• Maintain accurate and well-organized legal records for all credit transactions on approved systems and repositories.
• Contribute to the development, review, and continuous improvement of credit policies, standard templates, and legal processes.
• Collaborate cross-functionally with product, operations, risk, and compliance teams to streamline and automate credit documentation workflows.
• Stay abreast of changes in relevant laws, regulations, and industry standards affecting lending and credit administration, and proactively advise the business.

What You Need To Succeed

• Bachelor’s degree in Law (LL.B)
• 4–7 years of post-call experience, with demonstrable experience in banking, fintech, financial services, or a reputable law firm with a strong finance and commercial practice.
• Proven hands-on experience drafting, reviewing, and managing loan agreements, security instruments, guarantees, and other credit-related documentation.
• Strong working knowledge of Nigerian banking, finance, and credit-related laws and regulations, including BOFIA, CAMA, AML/CFT regulations, and data protection laws.
• Practical experience with perfection of security interests, including CAC filings, landed property registries, stamp duties, and other relevant regulatory filings.
• Solid understanding of credit risk, recovery processes, and enforcement of security interests.
• High attention to detail with the ability to manage large volumes of documentation efficiently and accurately.
• Strong commercial awareness with the ability to balance legal risk with business objectives.
• Strong stakeholder management skills with the ability to work cross-functionally with credit, risk, operations, and compliance teams.
• Good organizational and time management skills, with the ability to prioritize effectively in a fast-paced, high-volume environment.
• High ethical standards, sound judgment, and a strong sense of confidentiality and professionalism.

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Role Overview

• We are seeking a motivated and detail-oriented Vulnerability Management Engineer to join our Information Security team. This role is responsible for executing key functions across the vulnerability management lifecycle - from discovery and assessment to remediation tracking and reporting - to enhance the organization’s overall security posture.
• This is an entry-level role designed for candidates looking to build hands-on experience in vulnerability management, working closely with senior security engineers, IT teams, and product teams.

Key Responsibilities
Vulnerability Discovery and Assessment

• Execute and monitor periodic vulnerability scans across internal infrastructure and cloud platforms.
• Conduct periodic scans to support compliance requirements.
• Perform External Attack Surface Assessments on internet-facing assets.
• Assist in validating scan results and identifying false positives.

Analysis, Prioritization, and Reporting

• Analyze Vulnerability scan results to identify security gaps and potential threats.
• Prioritise Vulnerability scan report based on risk severity and business impact.
• Report findings to asset owners and relevant stakeholders for timely remediation.

Remediation and Tracking

• Collaborate with IT, System Administrators, and Product Teams to ensure vulnerabilities are remediated within defined Service Level Agreements (SLAs).
• Track remediation progress and follow up on outstanding vulnerabilities.
• Support implementation of mitigation strategies where immediate remediation is not possible.

Risk Management

• Assist in performing risk assessments related to identified vulnerabilities.
• Support documentation of risks and contribute to mitigation planning.
• Maintain awareness of evolving risk posture across systems.

Security Tools and Technologies

• Support the operation and maintenance of vulnerability management tools.
• Assist in scan configuration, execution, result interpretation and reporting.

Compliance and Standards

• Support vulnerability management activities aligned with standards such as PCI-DSS, ISO 27001, and NIST.
• Assist with audit preparation, including evidence gathering and documentations.
• Ensure scanning and remediation practices meet compliance requirements.

Reporting and Metrics

• Assist in creating dashboards and reports to visualize vulnerability trends, risk posture, and remediation performance.
• Maintain accurate records of vulnerabilities, remediation status, and scan history.
• Communicate findings clearly to both technical and non-technical stakeholders.
• Suggest improvements to scanning, reporting, and remediation workflows.

Support Incident Response & Threat Intelligence Units

• Assist in Incident Response tasks and post-incident analysis when needed.
• Assist in Threat Intelligence tasks from internal and external sources when needed.
• Track emerging threats, vulnerabilities, and tactics used by relevant threat actors.
• Contribute to threat briefings and recommendations for security controls.

Continuous Learning and Improvement

• Stay current with emerging vulnerabilities, threats, and cybersecurity trends.
• Participate in training, labs, and knowledge-sharing sessions.
• Continuously develop technical skills in security tools and methodologies.

Qualifications

• Bachelor’s degree in Cybersecurity, Computer Science, Information Technology, or a related field.
• Good understanding of vulnerability management lifecycle, vulnerability scanning/patch management tools, SIEM, EDR, CSPM is an advantage.
• Understanding of networking fundamentals, operating systems, and cloud concepts.
• Strong analytical and problem-solving skills.
• Ability to work collaboratively and willingness to learn.

Preferred (Nice To Have)

• Entry-level certifications such as CompTIA Security+, ISC2 (CC), BTL1, eJPT
• Familiarity with Linux/Windows environments and cloud platforms (AWS, or GCP).
• Hands-on lab, internship, or project experience in security operations or vulnerability assessment.