Jobs at Spectrum Microfinance Bank Limited

Job Description

• Develop and implement effective communication strategies that build customer loyalty programs, brand awareness, and customer satisfaction.
• Responsible for both conventional & digital media and advertising (Press, Radio, Television, Billboard, and Internet etc.) to drive awareness, leads and conversions.
• Creation, management of relevant social media outlets to generate awareness, leads, engagements and disseminate information.
• Content writing, research and strategy development.
• Copywriting and content creations for cross-platforms.
• Design/coordinate graphics design, branding & marketing materials for various projects.
• Design office stationery and prints. Stock in required quantity & quality and as appropriate.
• Plan and coordinate experiential/activation activities.
• Build and manage community across web platforms and offline.
• Create communication and marketing strategies for new products, launches, events and promotions.
• Work with different marketing departments to generate new ideas and strategies.

Requirements

• Candidates should possess a Bachelor's Degree / HND / OND qualification with 1 - 3 years work experience.

Salary

• Very attractive and competitive with incentives.

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Job Summary

• Experienced SME Officer at of the Bank will be responsible for setting the strategic agenda for SME.

Job Description

• SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Duties and Responsibilities

• Prospect new SME clients and assists them with loan applications.
• Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisals and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
• Prepares and executes loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
• Monitors the loan and follows up on the timely repayment.
• Maintain contact and maintain good relationships with clients.
• Ensure full compliance with all in-place.
• Any other task as assigned by the Head of Department.

Skills and Specifications

• Bachelor's Degree in Banking & Finance or Accounting
• At least 1-2 years prior experience in the credit/SME department from a Microfinance bank.
• Organisational and time management skills.
• Ability to work effectively in a team environment.
• Negotiation and internal relationship building.
• Sound written and verbal English communication skills.
• Advanced computer skills (MS Word, Excel, PowerPoint).
• Analysis and reporting skills.
• Problem-solving and decision making.

Other Requirements:

• Good understanding of business processes.
• Ability to communicate and maintain good relations with the client.
• Good presentation skills and excellent courteous attitude; social concern.
• Ability to work in confidentiality; ability to work in the field.