Jobs at Rosabon Financial Services (RFS) Limited

Job Summary

• The Deputy Head of Accounts & Finance is responsible for the overall financial management, regulatory compliance, and financial reporting, budgeting, and forecast preparation of the company.
• He / She will play a pivotal role in steering and monitoring financial management, reporting, and regulatory compliance of the company.
• Reporting to the Chief Financial Officer, they will lead the team, ensuring their efficient operation in alignment with best practices and statutory requirements.

Duties & Responsibilities
Leadership / Supervisory Role:

• Provide visionary leadership to the accounting and finance departments.
• Lead the company's financial accounting, reporting, and control activities in adherence to best practices and Statutory requirements.
• Establish and maintain strong working relationships with external parties, including customers, vendors, regulators, and external auditors.
• Supervise end-of-period processes, ensuring timely analysis of business performance, budgets, and forecasts.
• Motivate, develop, and align the departmental culture and vision, taking full responsibility for the prompt conclusion of all deliverables in the accounts & finance department.
• Ensure the timely delivery of high-quality Management and Annual Audited Statements of Accounts.

Financial Analysis and Reporting:

• Lead the accounts department in preparing periodic Management and Statutory financial reports.
• Collaborate with external auditors for the delivery of Audited Financial statements.
• Oversee the preparation and monitoring of the business's annual budgets, driving ad hoc projects to improve process efficiency.
• Proactively engage in implementing audit findings to enhance overall financial performance.
• Supervise the documentation of all financial books and records.
• Prepare periodic financial reports reflecting the company's revenue and expenses, delivered to the Chief Finance Officer / ED, Finance & Admin.
• Prepare reports on accounting-related matters, including taxation, accompanied by proactive advice and recommendations.

Strategic Decision-Making:

• Provide crucial financial insights for strategic decision-making.
• Contribute to the development and achievement of the company's goals.

Policy Formation:

• Create and enhance financial policies and procedures across the accounts and finance department.
• Ensure consistency in procedures and policies, aligning them with the business's overall goals and objectives.
• Ensure compliance with the business's internal corporate framework policies and finance manuals.

Tax & Compliance:

• Legally minimize required taxes by studying regulations and presenting strategies to the management.
• Legally minimize tax liabilities through the informed application of tax laws and regulations.
• Oversee tax audit exercises and follow up with relevant government agencies.

Document Writing Accuracy:

• Write financial reports and documentation without errors.

Research / Knowledge:

• Attend regular finance forums/meetings to gather insights applicable within the accounts and finance department.
• Make recommendations for systems improvements and oversee the implementation of approved changes.

Talent Development:

• Develop and lead a high-performing accounting and finance team.
• Contribute to the professional growth of subordinates.
• Any other tasks as assigned by the line manager.

Key Performance Indicators

• Target profit margin: %, Actual profit margin: %.
• Budget variance: % (negative variance), or % (positive variance).
• 95% accuracy rate in financial records, including but not restricted to Management Accounts, Ad hoc reports, Budgets, forecasts, and Audited Financial statements
• Accuracy and timing of submission of financial reports: % of error-free reports for both Management, statutory financial returns, and Budgets, etc.,
• % of successful compliance and filing of Returns
• % Effective reduction of tax burden via effective tax Management strategies
• % Reduction in transaction processing times relating to processing revamping and innovation
• % of Vendor and customer satisfaction rate.
• % rate of policy adherence or violation.
• % of successful implementation of strategic decisions.

Qualifications / Requirements

• Bachelor’s Degree in accounting, finance, business, economics, or related fields.
• Minimum of 7 years of experience in the field, preferably in the Financial Services industry.
• Internationally recognized accounting professional qualifications (ACA, CPA, ACCA, and CMA).
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Well-developed accounting skills and knowledge of IFRS.
• High level of integrity and ethical behavior.
• Proven record of leading and developing subordinates.
• Strong ability to prioritize, multitask, and delegate.
• Solid team player with high energy and a proactive, results-driven attitude.
• Proactive, resourceful, and hands-on with good initiative.

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Job Purpose

• The Credit Data Analyst is responsible for collecting, cleaning, analyzing, and interpreting credit-related data to support risk management, lending decisions, and portfolio optimization.
• The role enhances credit policy, early warning systems, and data-driven insights to improve portfolio quality and operational efficiency.

What You’ll Do

• Analyze portfolio performance across delinquency, NPLs, roll rates, vintage curves, and recoveries
• Build dashboards and automated reports using SQL, Excel, Power BI/Tableau
• Support credit scoring and risk model development/monitoring
• Develop early warning indicators for high-risk accounts
• Provide insights to improve underwriting strategy and credit policy
• Support regulatory reporting, audits, and data governance

What We’re Looking For

• Bachelor’s Degree in Statistics, Mathematics, Economics, Finance, Data Science, or related field
• 3–5+ years in Credit Analytics, Risk Analytics, or Data Analysis within Financial Services
• Strong SQL, Excel, and Python/R skills
• Experience with Power BI, Tableau, or Qlik is a plus
• Solid understanding of credit risk metrics (PD, LGD, NPLs, delinquency buckets)
• Prior experience in Banking, Fintech, Microfinance, or Lending preferred.