Credit Data Analyst at Rosabon Financial Services

Job Purpose

• The Credit Data Analyst is responsible for collecting, cleaning, analyzing, and interpreting credit-related data to support risk management, lending decisions, and portfolio optimization.
• The role enhances credit policy, early warning systems, and data-driven insights to improve portfolio quality and operational efficiency.

What You’ll Do

• Analyze portfolio performance across delinquency, NPLs, roll rates, vintage curves, and recoveries
• Build dashboards and automated reports using SQL, Excel, Power BI/Tableau
• Support credit scoring and risk model development/monitoring
• Develop early warning indicators for high-risk accounts
• Provide insights to improve underwriting strategy and credit policy
• Support regulatory reporting, audits, and data governance

What We’re Looking For

• Bachelor’s Degree in Statistics, Mathematics, Economics, Finance, Data Science, or related field
• 3–5+ years in Credit Analytics, Risk Analytics, or Data Analysis within Financial Services
• Strong SQL, Excel, and Python/R skills
• Experience with Power BI, Tableau, or Qlik is a plus
• Solid understanding of credit risk metrics (PD, LGD, NPLs, delinquency buckets)
• Prior experience in Banking, Fintech, Microfinance, or Lending preferred.