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  • Posted: Jun 22, 2026
    Deadline: Not specified
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  • SOBIC Company is a rapidly expanding, opportunity-creating and customer-focused microfinance Institution (MFI) in Nigeria. A member, Association of Non-Bank Microfinance Institutions of Nigeria (ANMFIN), the company registered in July 2008 with Corporate Affairs Commission (CAC).
    Read more about this company

     

    Credit Officer

    Description

    • Client Acquisition & Mobilization: Sourcing new clients in local communities, market clusters, or rural areas, and educating them on microfinance products like group and individual loans.
    • Credit Appraisal & Risk Assessment: Conducting field visits and analyzing cash flows, business viability, and household income levels to determine a client's creditworthiness.
    • Loan Processing & Documentation: Structuring loan terms, preparing financial spreadsheets, and compiling necessary credit files in accordance with the MFI's lending methodology.
    • Portfolio Management: Actively tracking active loans to ensure proper utilization of funds. They are heavily focused on preventing bad debt and keeping the Portfolio at Risk (PAR) low.
    • Repayment Collection: Facilitating repayment schedules, setting up payment plans, and following up on overdue or defaulted payments.

    Method of Application

    Interested and qualified candidates should send their Applications to: hr@sobicinvest.org using the job title as the subject of the mail.

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