Credit Officer at Elocuencia Consulting

Key Duties

• Identify and register new loan clients in markets and local areas
• Visit clients to assess loan applications (check business, review cash flow, verify character)
• Prepare credit proposals for approval
• Disburse approved loans
• Monitor and collect daily/weekly repayments
• Act quickly on any late or missed payments
• Maintain a good-quality loan portfolio (keep arrears very low)
• Keep client records accurate and up to date

Who We’re Looking For

• Minimum qualification: OND or NCE
• 0–2 years’ experience in microfinance, banking, field collections, or sales is a plus (not required)
• Comfortable and willing to do fieldwork most of the time
• Friendly with good communication and people skills
• Honest, disciplined, and dependable
• Able to start work immediately

Important note: Do not apply if you dislike fieldwork or if you cannot start right away.