Young Talent Program (Consumer Lending Specialists) at Careers Verified

The Young Talent Program for Consumer Lending Specialists is designed to develop ambitious and results-driven graduates into skilled professionals in retail and consumer lending. Participants will receive structured training, hands-on experience, and performance coaching to support customer acquisition, loan processing, and portfolio growth while maintaining strong credit quality and customer relationships.

Key Responsibilities

• Identify and engage prospective customers for consumer loan products.
• Educate clients on loan offerings, eligibility requirements, and repayment terms.
• Support loan application processing, documentation, and verification.
• Conduct basic credit assessments in line with company policies.
• Maintain accurate records of applications, approvals, and disbursements.
• Follow up with customers to ensure timely repayment and portfolio quality.
• Build and maintain strong relationships with clients to encourage repeat business and referrals.
• Participate in training sessions, mentoring, and performance reviews under the Young Talent Program.
• Meet assigned sales and portfolio targets.
• Ensure compliance with regulatory and internal risk management guidelines.

Requirements

• Bachelor’s degree or HND in Business Administration, Finance, Economics, Marketing, or related fields.
• 1 year of experience (NYSC completed or in progress, depending on company policy).
• Strong interest in sales, finance, and customer relationship management.
• Good communication and negotiation skills.
• Basic understanding of lending or financial products is an advantage.
• Proficiency in Microsoft Office tools.
• High level of integrity and attention to detail.

Key Competencies

• Sales and persuasion skills
• Customer service orientation
• Analytical and problem-solving skills
• Time management and organization
• Resilience and target-driven mindset
• Teamwork and willingness to learn