Trainee Loan Officer at Addosser Microfinance Bank

Summary

• The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail group.
• Selected candidates will undergo an intensive, structured and competency-building programme comprising both classroom and on-the job training to equip them for top-level performance.

Duties and Responsibilities

• Sell loan product to new customers by direct prospecting
• Actively cross-sell products to existing and new customers.
• Ensure loan requests are packaged in line with credit policy & procedures of the bank
• Advise clients on suitable financial services /products for their needs
• Serve as a point of contact for customers on all service inquiries.
• Build and maintain productive business relationship with clients
• Monitor the loan portfolio and follow up on repayment.
• Stay up-to date with Clients needs and Industry trend.

Qualifications, Skills and Attributes

• HND / Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
• Applicants must not be more than 30 years old
• Strong Interpersonal, communication and negotiation skills
• Analytical and problem solving skills
• Confident, ambitious and a competitive attitude
• Excellent Communication Skills
• Intermediate proficiency level in Microsoft Office(MS Word,Excel &Power-Point)
• Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.
• Candidate must reside in Lagos.