ADDOSSER MICRO FINANCE BANK limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks.
The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barb...
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The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail group.
Selected candidates will undergo an intensive, structured and competency-building programme comprising both classroom and on-the job training to equip them for top-level performance.
Duties and Responsibilities
Sell loan product to new customers by direct prospecting
Actively cross-sell products to existing and new customers.
Ensure loan requests are packaged in line with credit policy & procedures of the bank
Advise clients on suitable financial services /products for their needs
Serve as a point of contact for customers on all service inquiries.
Build and maintain productive business relationship with clients
Monitor the loan portfolio and follow up on repayment.
Stay up-to date with Clients needs and Industry trend.
Qualifications, Skills and Attributes
HND / Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
Applicants must not be more than 30 years old
Strong Interpersonal, communication and negotiation skills
Analytical and problem solving skills
Confident, ambitious and a competitive attitude
Excellent Communication Skills
Intermediate proficiency level in Microsoft Office(MS Word,Excel &Power-Point)
Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.