Team Lead, Credit Monitoring at United Bank for Africa (UBA)

Job Objective(s)

• To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Duties & Responsibilities

• Review of approved Credits for quality, performance, and compliance with approved terms and conditions and credit policy.
• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance. Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
• Ensure that limits are monitored, and incomes, fees, maturing repayments anniversary charges are captured.
• Detection and escalation of unauthorized credits.
• Implementation of policy-driven Credit-related Sanctions.
• Preparation of exception reports & imminent maturity report
• Monthly performance review of the bank’s exposure to the power sector and energy sector.
• Review of the bank’s contingent liabilities.
• Identification of warning signals and flagging likely problems before they crystallize.
• Regular rendition of weekly, monthly, and quarterly exception reports to Group Head Credit Monitoring Head Office.
• All other activities as delegated by the Directorate Head.

Knowledge & Skills Required

• First Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance, etc)
• Post Graduate Qualification will be an added advantage.
• Minimum of 10 years work experience required
• Computer literate
• Ability to demonstrate initiative
• Good analytical skills
• Good interpersonal skills.