Team Lead, Credit Monitoring at United Bank for Africa (UBA)

Job Objective(s)

To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Duties & Responsibilities

• Review of approved Credits for quality, performance, and compliance with approved terms and conditions and credit policy.
• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance. Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
• Ensure that limits are monitored, and incomes, fees, maturing repayments anniversary charges are captured.
• Detection and escalation of unauthorized credits.
• Implementation of policy-driven Credit-related Sanctions.
• Preparation of exception reports & imminent maturity report
• Monthly performance review of the bank’s exposure to the power sector and energy sector.
• Review of the bank’s contingent liabilities.
• Identification of warning signals and flagging likely problems before they crystallize.
• Regular rendition of weekly, monthly, and quarterly exception reports to Group Head Credit Monitoring Head Office.
• All other activities as delegated by the Directorate Head.

Knowledge & Skills Required

• Computer literate
• Ability to demonstrate initiative
• Good analytical skills
• Good interpersonal skills
• First Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance, etc)
• Post Graduate Qualification will be an added advantage.