SME Officer at Baobabplus

Roles & Responsibilities

• Responsible for processing loan applications for SME and corporate clients
• Prospect new SME clients and assist them for loan applications.
• Has the ability to analyse and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
• Prepares and executes loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
• Monitors the loan and follows up on the timely repayment.
• Maintain contact and maintain good relationships with clients.
• Ensure full compliance with all in-place.
• Any other task as assigned by the Head of Department.

Skills and Specifications

• Bachelor degree in banking & finance or accounting
• At least 2 - 3 years prior experience in the credit/SME department from a Microfinance bank.
• Organization and time management skills.
• Ability to work effectively in a team environment.
• Negotiation and internal relationship building.
• Sound written and verbal English communication skills.
• Advanced computer skills (MS, Word, Excel, PowerPoint).
• Analysis and reporting skills.
• Problem-solving and decision making.