We are a social business committed to energy access and digital access in Africa. We make accessible to all innovative products that meet the needs of local populations to change their life.
Baobab+ is available in Senegal, Mali, Madagascar and Ivory Coast.
Baobab+ is part of Baobab Group, a digital finance group specializing in financial inclusion i...
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Responsible for processing loan applications for SME and corporate clients
Prospect new SME clients and assist them for loan applications.
Has the ability to analyse and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
Prepares and executes loan contracts and arrange for disbursement of loan in kind.
Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
Monitors the loan and follows up on the timely repayment.
Maintain contact and maintain good relationships with clients.
Ensure full compliance with all in-place.
Any other task as assigned by the Head of Department.
Skills and Specifications
Bachelor degree in banking & finance or accounting
At least 2 - 3 years prior experience in the credit/SME department from a Microfinance bank.
Organization and time management skills.
Ability to work effectively in a team environment.
Negotiation and internal relationship building.
Sound written and verbal English communication skills.
Advanced computer skills (MS, Word, Excel, PowerPoint).