Treasury & Creditors’ Relationship Manager at LAPO Microfinance Bank Limited

DUTIES & RESPONSIBILITIES

1. Manage relationships with existing creditors, DFIs, correspondent banks, and institutional lenders. 
2. Coordinate drawdowns, rollovers, and repayments of borrowings in line with approved schedules.
3. Support the Head of Treasury in funding mix optimization (tenor, pricing, currency, concentration).
4. Preparation and monitoring of monthly cash flow projections.
5. Monitor financial and non-financial covenants under loan and funding agreements.
6. Ensure timely submission of required reports and information to creditors. 
7. Escalate potential covenant breaches or funding risks promptly to the Head of Treasury. 
8. Prepare periodic creditor reports, utilization schedules, and funding status updates.
9. Maintain accurate records of all borrowing agreements, term sheets, and correspondence. 
10. Support audit, regulatory reviews, and due diligence exercises related to borrowings.
11. Liaise with Finance, Risk Management, Legal, and Compliance units on creditor matters.
12. Preparation of ALCO reports and also provide inputs to papers on funding, liquidity, and concentration risks.
13. Support negotiations on pricing, terms, and restructuring (where applicable).

EDUCATION AND EXPERIENCE

1. Education: Bachelor’s degree in Finance, Accounting, or related field. Professional certifications such as ACA (mandatory)
2. Experience: Minimum of 5–8 years’ experience in banking or treasury operations.