Senior Product Manager – Remittance & POS / Terminal Fintech at King of CMS Consulting

Summary

• We are seeking a Senior Product Manager to lead product strategy for our cross-border remittance and POS solutions.
• Must have deep fintech expertise to translate market needs into secure, scalable products for consumers and merchants in Canada and Nigeria.

Key Responsibilities
Product Strategy & Vision:

• Define and own the product roadmap for international money transfer services and POS/terminal platforms.
• Conduct market analysis to identify trends, user needs, and competitive opportunities in global remittances and payment acceptance.
• Collaborate with leadership to align product strategy with regulatory, compliance, and business goals.

Product Development & Delivery:

• Translate business objectives into detailed product requirements, user stories, and acceptance criteria.
• Work closely with engineering, design, and compliance teams to deliver secure, scalable fintech applications.
• Oversee the development of merchant-facing POS terminals, mobile apps, and backend transaction-processing systems.

Customer & Merchant Experience:

• Conduct user research and gather feedback from both senders/receivers of remittances and merchant/POS users.
• Optimize onboarding, KYC, and transaction flows for speed, security, and ease of use.

Regulatory & Compliance Integration:

• Partner with the Compliance Officer to incorporate AML/KYC, CBN, FINTRAC, and PCI-DSS requirements directly into product design.
• Ensure all new features meet regulatory standards in both Nigeria and Canada.

Metrics & Growth:

• Define KPIs (transaction success rates, settlement times, merchant adoption) and drive continuous improvement.
• Work with marketing and operations to support go-to-market launches and merchant acquisition strategies.

Requirements

• Bachelor’s degree in Business, Engineering, Computer Science, or related field; MBA a plus.
• 5–7+ years of product management experience, with 3+ years in fintech/payments/remittance or POS/terminal ecosystems.
• Proven track record of launching cross-border money transfer or payment acceptance productsat scale.
• Strong understanding of POS hardware/software ecosystems, card-present and card-not-present transactions, and settlement processes.
• Familiarity with regulatory frameworks in Canada (FINTRAC/MSB) and Nigeria (CBN IMTO/Payment Service Provider).
• Excellent skills in Agile/Scrum, product discovery, and data-driven decision-making.
• Technical fluency to collaborate effectively with engineering (APIs, microservices, mobile/web development).

Preferred Tools / Stack Awareness:

• Product & Project: Jira, MS-DevOps, Clickup, Slack, Notion
• Prototyping/Design: Figma, Miro
• Analytics: Mixpanel, Amplitude, Google Analytics
• Familiarity with payment APIs (e.g., Paystack, Flutterwave, Stripe) and POS device SDKs.

What We Offer

• Competitive salary with performance-based incentives and potential equity.
• Opportunity to own the road map for a next-generation remittance and POS fintech platform.
• Direct collaboration with engineering, design, and compliance leaders to launch products across Canada and Nigeria.
• Career growth potential into Head of Product as the company scales globally.