Recovery Officer at Microcred Group

Mission

• Recover bad debts from debtors who show unwillingness to pay back the loan taken.
• Conduct regular review and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
• Recovery of classified loans.
• Initiates process to prosecute hard core debtors in line with guiding bank policy,
• Negotiate work out plans with willing debtors.
• Liaise with branches to manage and monitor non - performing loans.
• Any other responsibilities that may be assigned by the immediate supervisor.

Required Skills / Experience

• Candidates should possess an HND or B.Sc Degree
• 1 - 3 Years of experience in Recovery in a Microfinance Institution
• Fluent in English and Hausa or Yoruba (spoken and written)
• Strong negotiation
• Articulate and result oriented
• High level of integrity
• Accurate, organised and motivated
• Previous loan recovery experience

Salary
N80,000 - N100,000 / Month