Aku offers easy payments, simple banking - for everyone. Send / receive money and pay bills via USSD, app, cards + more. We’re a digital bank licensed by the CBN, on a mission to help Africans get paid and grow.
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Lead the development and growth of Aku’s core infrastructure products
Lead the development, growth, launch as well as performance of Aku’s digital lending through customer acquisition, customer retention, balance sheet growth to support the achievement of overall business strategy.
Define and execute prioritization processes for the digital lending.
Ensuring overall product development is guided by prioritised requirements and features
Define lending product vision; formulate and iterate the product strategy to drive the business’s product profitability and customer experience, including:
Creating detailed PRD's to guide product development and execution
Collaborate with other stakeholders in technological implementation of loan origination and management systems including defining scope and overseeing deployment.
Identify and recommend new products or partnerships to expand product capabilities
Identifies target consumer segments and markets.
Ensures a continuous improvement in the products
Driving adoption of existing product capabilities and client acquisition.
Requirements
5+ years of product management experience building consumer web and mobile products.
2+ years of experience working with financial products/digital lending in the Tech space (banking, fintech).
A passion and track record of creativity and building great products
Experience in financial services (especially lending) is essential
Data-driven and experiment-driven style to optimize for learning. Experience with data analysis tools preferred
User-centric design approaches and strong product instincts.
Ability to take a nebulous, vague list of desires & requirements and distill them down into engineering actionable items.
Broad knowledge of Credit Risk management principles