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  • Posted: Jun 30, 2021
    Deadline: Jul 15, 2021
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    Our mission: building a responsible group of financial institutions dedicated to microfinance. MicroCred was founded in 2005, through the initiative of Arnaud Ventura, founder and CEO, by PlaNet Finance and partners shareholders. MicroCred Holding is an investment company that invests in and manages responsible institutions and provides them with the...
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    Loan Officer

    Location: Orile, Lagos

    Job Description
    Pre-Loan Disbursement:

    • Promote/market Baobab’s products to prospective clients
    • Visit and evaluate potential client businesses
    • Visit client’s personal house
    • Visit Co-debtor, guarantor’s house, and businesses
    • Analyze financial data of clients’ businesses
    • Analysis of quantitative and qualitative data of client businesses and households.
    • Prepare loan documents for Credit Committee.
    • Present loan files to Credit Committee.
    • Enter loan files in the MIS
    • Post-loan Disbursement:
    • Conduct monitoring visits to business and households.
    • Follow-up on loan repayment.
    • Manage loan recovery from active and write-off client until the last.
    • Assess the impact of a loan before renewal.

    Job Requirements
    Education:

    • Minimum of HND qualification.
    • Experience: 0 - 3 years.
    • Basic Knowledge in accounting, finance, and mathematics.
    • Previous work experience or training in sales (preferred).
    • Applicants must be between the age of 20 - 35 years.
    • Applicant must reside within the region he / she is applying for.

    Method of Application

    Interested and qualified candidates should send their CV to: fmaidugu@baobabgroup.com using the Job Title and Location as the subject of the email (E.g Loan Officer - Orile).

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