Loan Officer at Microcred Group

Location: Orile, Lagos

Job Description
Pre-Loan Disbursement:

• Promote/market Baobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit Co-debtor, guarantor’s house, and businesses
• Analyze financial data of clients’ businesses
• Analysis of quantitative and qualitative data of client businesses and households.
• Prepare loan documents for Credit Committee.
• Present loan files to Credit Committee.
• Enter loan files in the MIS
• Post-loan Disbursement:
• Conduct monitoring visits to business and households.
• Follow-up on loan repayment.
• Manage loan recovery from active and write-off client until the last.
• Assess the impact of a loan before renewal.

Job Requirements
Education:

• Minimum of HND qualification.
• Experience: 0 - 3 years.
• Basic Knowledge in accounting, finance, and mathematics.
• Previous work experience or training in sales (preferred).
• Applicants must be between the age of 20 - 35 years.
• Applicant must reside within the region he / she is applying for.