KYC Lead at Fort Knox Group

Key Responsibilities

• Lead daily KYC validation for retail customers, agents/POS terminals, enterprise clients, and channel partners.
• Ensure strict compliance with CBN AML/CFT regulations, KYC guidelines, and internal policies.
• Conduct continuous post-onboarding reviews and promptly remediate KYC gaps.
• Oversee weekly controls covering watch-listed BVNs, PND/PNC enforcement, and high-risk flags.
• Drive closure of outstanding KYC audit findings and regulatory issues.
• Prepare audit evidence, regulatory responses, and KYC reports.
• Identify emerging onboarding and KYC risks and implement mitigation actions.
• Collaborate with Risk, Compliance, and Internal Audit teams to strengthen controls.
• Provide continuous KYC support across all onboarding channels to minimize bottlenecks.
• Support high-volume onboarding periods and regulatory change implementations.
• Improve turnaround times, data quality, and overall customer experience.
• Supervise, coach, and manage the KYC Officer.
• Allocate workload effectively to meet agreed service timelines.
• Act as the escalation point for KYC issues across Operations, Risk, IT, and Business teams.
• Prepare daily, weekly, and monthly KYC dashboards and exception reports.
• Maintain accurate KYC documentation and audit trails.
• Track KPIs including turnaround time, exception rates, and remediation progress.

Requirements

• Bachelor’s Degree in Banking & Finance, Accounting, Law, or a related field.
• Professional certification (ACAMS, ICA, CIBN, or equivalent) is an added advantage.
• 4–6 years’ experience in KYC/AML, Compliance, or Operations within a PSB, fintech, commercial bank, or microfinance bank.

Hands-on experience with:

• Agent and merchant KYC
• Digital and enterprise onboarding
• Regulatory audits and remediation.