Junior Loan Officer at Fina Trust Microfinance Bank

Job Description

• Source for new customers via direct promotion and assist prospect client with loan application.
• Presentation of loan proposals to credit appraisal unit.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
• Optimizing financial results by cross-selling activities.
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
• Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower.

Skills / Education / Experience

• Minimum of OND in any discipline
• 0 -1 yearof lending experience in micro / commercial bank is most preferred
• Ability to work with minimum supervision
• Target driven and result oriented.
• Excellent interpersonal, communication and presentation skills
• Strong analytical and financial skills (with focus on cash flow analysis and forecasting)
• Profound Market and Location Knowledge.